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Yes, all reputable lenders will require the applicant to clear any outstanding judgments before considering approval of a loan.

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โˆ™ 2006-04-19 13:53:04
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Q: Does a credit card judgment not allow you to refinance your house because you have a judgment from Citibank and the Loan Officer is telling you that you have to pay this off first?
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Related questions

Can you refinance if you are currently in a forbearance agreement?

Yes, if your credit score is pretty decent (550 or so). In fact, it's probably better to refinance than to enter into a forebearance agreement because you will be in default if you miss even one payment and the mortgage company may secure a default judgment against you WITHOUT YOUR KNOWLEDGE!

How can one make sure to get the best refinance rate?

To get the best refinance rate try to refinance at a lower rate because mortgage rates are falling. But there is a cost to refinance so it might end up costing you more.

Should I refinance my mortgage?

yes because you will be morgaged.

How can a person get a refinance mortgage?

An individual can get a refinance mortgage on their house by applying from one. Not everyone would be accepted though because their are some qualifications.

Why was NAM formed?

because that was god's judgment on us because that was god's judgment on us

Why do people Refinance a house?

People refinance a house because they need money quickly. They might need money for a sudden illness, unexpected home repair or job loss. They also might refinance if the interest rates are low enough.

What are the benefits of an online Citibank account?

Citibank is one of the world's leading banks. There are many many branches across the world. Online banking with Citibank is beneficial to people because one does not always have the time to visit a bank in person. Doing the banking online will help save time.

Am I legally allowed to refinance my home mortgage after filing bankruptcy?

You can legally refinance if you choose to, there are no restrictions from the bankruptcy. With that, you may find that lenders will not approve your loan because of the bankruptcy.

Do emotions effect your judgment?

Yes. Because you can't have judgment if you have no emotion.

Has citibank been having any problems?

Not as much as many others because of their mortgage policy.

Where can one learn about refinance costs?

The best location to learn about refinance costs is at your local bank, they have specialty counseling in finance and refinance. There are also multiple online sites that offer similar services but one have to be careful because of the high amount of spoof sites.

Is it easy to refinance an auto loan?

Getting a refinance auto loan can be hard or easy for some people, because it depends on your credit status. If your credit score has improved since your last car purchase, you have great chance of getting approved for a refinance auto loan.

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