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Does a drug overdose break a life insurance policy?

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Wiki User
2014-02-12 18:12:08
2014-02-12 18:12:08

A drug overdose does not break a life insurance policy.

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you can get life insurance , but if you die of a drug overdose, then they will discontinue your contract.and you will get nothing .

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The answer is in the negative and the insurance company is not liable to pay for accidental drug overdose.

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Generally no. Was the person a drug user when the policy was taken out? Was it admitted on the application? No. The only exception would be if the policy was in the first two years and the person lied about drug use when the policy was obtained. If it is beyond two years, or the person did not lie at the time, and the premiums have been paid, the policy is in effect.

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If , it's life insurance then NO. Than you have accidentally overdose (not intend-it). Then a autopsy should be preformed. But if its health insurance , Then YES they will pay the hospital bill.

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If they were legal prescribed medications then they normally will after an investigation. If they were narcotics, then no. I agree with the first contributor, as a rule policy documents supplied at the outset of the policy, and sometimes before the policy commences state in clear terms that drug abuse is an exclusion.

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As long as it was inforce longer than 2 years. That's when the suicide clause runs out. Was there drug abuse prior? Was it admitted on the application? Fraud?

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Her cause of death was indicated as a drug overdose.Her cause of death was indicated as a drug overdose.Her cause of death was indicated as a drug overdose.Her cause of death was indicated as a drug overdose.Her cause of death was indicated as a drug overdose.Her cause of death was indicated as a drug overdose.

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every drug can kill you from overdose

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You can overdose on any drug

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Alot of people died of drug overdose.

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yes you can overdose on any drug

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You can overdose on practically any drug.

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It's highly unlikely any company would be willing to provide a Life Insurance policy to a known Drug Addict

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about 120,00 people have died from drug overdose

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how one can identify overdose

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twelve and a half teens die from drug overdose in a year.

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He died from a drug overdose; I believe it was morphine. He died from a drug overdose; It was morphine.

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When you overdose on any drug you die. If you don't die, then you survived an overdose.

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David Kennedy, a son of RFK, died in 1984 of a drug overdose

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Yes, you can overdose on any drug even vitamins.

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If the person shows no signs of life from a drug overdose, yes you would perform CPR.

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Yes, a drug overdose will cause death if medical intervention is not sought in good time.

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Yes, there is such thing as drug overdose.

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The drug most teens get an overdose on is alcohol. Alcohol is the easiest and the least expensive drug to get. Teens could get a fake ID and get it.


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