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No. Homeowners insurance only covers physical damage to the home and contents and liability risks.

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โˆ™ 2013-03-11 23:30:10
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Q: Does a homeowners insurance cover death of your child in the home?
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Related questions

Does homeowners insurance cover a death of a stranger in your house?

No, Hopefully the stranger had a life insurance policy. Homeowners insurance does not provide life insurance or accidental death benefits.


Does a standard homeowners insurance policy cover the death of the insurer?

No, Homeowners Insurance does not provide the coverage of a life insurance policy.


Does homeowners insurance cover murder?

No. Homeowners insurance is "Property" coverage. Murder is a criminal offense and is not a covered peril under a home's property hazard insurance policy. Homeowners insurance does not provide liability coverage for criminal acts nor is it a replacement for a life or death insurance policy.


Does homeowners insurance continue after the owners death?

Homeowners insurance will continue after an owners death. The Homeowners insurance policy will typically be paid for by the executor of the estate and become his or her responsibility.


Does homeowners insurance cover the cost of cleanup after an unattended death?

No. Your Homeowners insurance is "Property" insurance. It covers property damages caused by certain covered Perils such as Fire, Wind, Hail, Lightning, Fire etc. You will not find coverage on your Home Insurance Policy for death or related expenses.


Where can you find homeowners insurance that allows ownership of exotic pets?

If you research on the internet, you'll find insurance companies that cover pets specifically. I keep parrots, but my insurance company won't cover them under my homeowners insurance...I have to buy a special policy, and then they won't cover death from illness and certain other things. They won't cover my dogs either without special riders and extra money.


Would homeowners insurance cover the remaining balance if the owner dies?

No, homeowners insurance pays for damages and losses due to certain hazards listed on the policy. Typically, Fire, wind, Hail, falling objects etc, But it will not pay the mortgage note nor pay the house off due to the death of a buyer.


What is the difference between life insurance and death and burial insurance?

life will cover you for the long haul/ Death will cover the removal of the dead person and put it in the ground


Does your Texas home owner's insurance cover you for your negligence in causing an accident with injuries or death to 3rd parties while you are participating in a car and motorcycle club event?

No, your homeowners insurance is specific to your home and certain liabilities that arise from home ownership. Auto and motorcycle accidents are covered by your "Auto or Bike Insurance" not by your home insurance.


Does life insurance cover suicide in Ohio?

I dont think so. Most insurance policies do not cover death by intentional suicide.


Can a wife sue homeowner's insurance for her husband's accidental death on their property?

No, Presumably You and your spouse are the named insureds on your policy. Your Homeowners Insurance policy is Hazard Insurance for your home that protects the insured for covered perils such as fire, wind, hail, theft etc. A Homeowners Policy usually offers Liability coverage which protects the insured(s) for costs associated with liabilities for certain injuries or damages to others or the property of another for which the named insured could be held liable. Since there is no color of law that allows one to be "Liable" to ones self. There would be no expectation of coverage for the death of the named insured or the spouse from your Homeowners Insurance Policy. Although one can certainly sue almost anyone for any thing. In this case the suit would almost certainly fail due to no coverage. The type of Insurance that you would need to cover an accidental death would be Life Insurance or an Accidental Death Policy.


What kind of insurance would cover a mortgage in the event of a spousal death?

Credit life insurance, Mortgage insurance, or decreasing term insurance.


Will home owners cover death of a pet?

no it will not. you have to have pet insurance.


Does globe life insurance offer car insurance?

Although global life insurance does not cover your car, it will typically cover any means of death. This is important coverage for adults and children.


What is life cover and how is it beneficial?

Life Cover is a type of life insurance. Life cover is beneficial because it covers many aspects of life insurance, such as dental, medical, and accidental death.


Does most business cover accidental death when it involves a business travel?

Business insurance is a necessity when traveling for business related matters. Most insurance policies do cover accidental death during business travel. It is wish to read your insurance policy very carefully to see what your insurance provider covers.


Which life insurance covers at of terrorism?

All life insuance policies cover death by acts of terrorism because all life insurance policies cover death by any cause at any time in any place.


What Types of insurance important for a household?

Renters need rental insurance (the landlord does not insure renters' personal property such as furniture). Homeowners need property insurance. Some homeowners also take out life insurance in an amount sufficient to pay the mortgage in the event of the death(s) of the wage earner(s). Everyone who isn't eligible for Medicaid/CHIP needs health insurance, at least catastrophic coverage. Fortunately, health insurance reform will make this possible in the next few years. Each wage-earning parent needs enough life insurance to ensure that their child[ren] will be taken care of, including college if that's a possibility.


Does homeowners insurance continue after policyholder dies?

generally yes - to the legal representative - check conditions "death" for specifics or contact your agent/insurer.


Can you sue the neighbors homeowners insurance for the death of your son out of neighbors negligence and responsibility for a fire?

You can sue anybody you want. Even the President. But in this case, the insurance company did not cause your sons death. You will need to sue the neighbor directly and if he has liability coverage then his insurance company might defend him in the suit.


Notice of Death to an Insurance Company?

Get StartedThis Notice of Death is used to advise an insurance company that an auto or homeowners policy can be terminated because of the death of the policy owner.A policy should not be terminated until the insurance coverage is no longer needed. If insurance coverage will be needed for a longer period of time after the death, an insurance company representative or agent should be contacted regarding premium payments and to make sure that insurance coverage will continue for the desired amount of time.


Will life insurance pay out if I die from autoimmune disease in the joints?

Life insurance covers death by any causes not specifically excluded. That generally means they don't cover suicide. Life insurance covers death by natural causes, i.e a disease.


Does homeowners insurance become null and void when the homeowner dies Would it cover loss of use for the grown children of homeowner?

The homeowners insurance would not become null and void just due to the death of the named insured. I would need more information to determine the second part of the question. The grown children would not be eligible for payment for loss of use just because of the death. If they are household members they are covered just like the named insured if the loss of use was due to a covered cause of loss. If no one else lives in the home the coverage would cease after it has been vacant for 90 days.


What compensation options helps pay for premiums that cover expenses resulting from the death of an employee?

life insurance


Does a car insurance cover pay off on car in case of death?

Unless the person died while wrecking the car, no. I believe you are looking for a type of life insurance that pays the loan balance upon death of the owner of the loan and vehicle. This is mortgage life insurance.