Yes, of course. The current owners on the policy have to pay for the insurance policy, This is why this policy states that it is a homeowners policy.
Generally speaking, an insurer can choose not to renew your policy for any reason. Each insurer chooses for itself the kind of risk it will insure.
NO, Your homeowners Hazard Insurance Policy does not pay for maintenance or other home upgrades. However upgrades should be reported to your insurer as they can be covered if damaged or loss occurs from covered peril on your policy. If your Insurer is not aware that you have added an HVAC unit it will likely not be covered if damaged.
Your master policy broker or your personal insurance carrier can answer your question specifically. There is no standard.
It may, it really just depends on what kind of insurance policy you bought and whether your policy is a Farm and Ranch type policy or if you have the barn scheduled as a covered structure or not.You should contact your insurer or your insurance agent for clarification of your policy coverage.
the standard policy says two years
Usually your policy will have a section covering your liability as a homeowner. This may cover the neighbour. Check your policy ask your insurer
Yes. That is covered on a homeowners policy.
No, A condemned home is not insurable. The homeowners insurance policy becomes null and void the moment a home is condemned whether the insurer has been notified of the condemnation or not.
Homeowners insurance does not generally cover the murder of a person listed on the policy. For that, you need life insurance.
A homeowners insurance policy will cover the interests of the named insured on the policy. It does not matter if the insured is a student or not.