Credit and Debit Cards
Money Management

Does a visa do a credit history check to get a line of credit?

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Answered 2011-12-08 12:30:33

Visa does do a credit check when you submit an application. If you have at least a 600 credit rating you shouldn't run into a problem in getting a Visa card.

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There are various ways to acquire a Visa credit card. One can use their checking accounts and have their ATM card double as a Visa credit card. Another way is to apply to banks a revolving credit line.

Many companies offer a Visa card, but a few have stand out Visa cards. The most popular is the Chase Freedom Visa card. It is mostly for people with a good credit history.

if you have a debit card for your checking account and if it shows the logo for Visa or Mastercard, you can use it as a credit card. Check with your bank if you're not sure. Be mindful that your line of credit is what funds you have in your check book.

The billing address of your Visa credit card is the address that your visa credit card statement is sent to. Most banks issuing Visa credit cards have online sites available to their users. Registering online should reveal your billing address.

most companies like visa for example has a website were you can check everything there

A visa credit card can be acquired through a person's local bank. The bank will check a person's credit score, determine their credit limit, and issue the card. The interest rate with depend on the credit score of the applicant.

Some Visa credit cards do offer cash back on certain products. You would need to check with Visa first to be sure that your card is the kind that has cash back.

The card will not impact one's credit score, because there is no credit line, but it does help people to learn to budget their money, especially teens. Parents can use parental controls and put their allowance into the account.

To build your credit history you just need to get a credit card and make purchases with it and pay it off. They offer bad credit credit cards for people who are just starting out, you can call Visa, or Mastercard.

An RBS credit card is actually a mastercard. So yes can be as good as any other visa or mastercard depending on many factors including your credit history which helps to determine things like your credit limit and interest rate.

Royal bank visa are basically credit cards and debit cards issued by the Royal Bank (depends on which bank you hold an account with) for their customers. If you have a good credit history, you can get a credit card. Or else, you can build one with a prepaid card.

There are many retailers that will accept prepaid Visa credit cards online. If one chooses to use a prepaid Visa credit card online, the process is the same as when using a regular Visa credit card.

Visa offers a few options for people who have bad credit or no credit. Some potential options include the Platinum Zero Secured Visa, the Open Sky Secured Visa, and the Vision Premier Prepaid Visa card.

An all access Visa credit cards is a prepaid credit card. They are available for purchase at many retailers including Walmart, and Co-op stores. They are often found at the check out stands.

Call your Visa backer. Call your Visa guarantor promptly to report the misfortune or burglary of your missing card. Ordinarily, you would check the rear of the card for the phone number to call affordabledebtconsolidation.

There are many places where one would be able to obtain a Visa credit application. One would be able to get a Visa credit application from their local Chase bank.

how many numbers are on a visa card 16number of VISA

Visa in the type of Entry or Travel Visa document can be applied in the appropriate Embassy or Consulate offices around the world. Visa in the type of Visa Credit Card can be applied with the appropriate banks that issue credit card under Visa.

Visa offers traditional credit cards, rewards credit cards, and premium rewards credit cards. This is in addition to the business credit cards that Visa offers, along with the pre-paid and debit cards offered.

Yes you can purchase a prepaid debit or credit card with the visa logo.

No, the Discover Card is a completely separate type of credit card. It is not a VISA or MasterCard.

Chase offers a variety of interest rates for Visa. The interest rates vary through the amount of credit given and approved for. The interest rates also depend on one's previous credit history.