Does an insurance company have to replace a broken windshield even if you do not have full coverage insurance in Florida?
No, unless it is due to someone els's liability. As in, someone hit you and your windshield cracked, then it is covered. If you had Comprehensive coverage you would be all set. It depends on whose insurance is paying and what caused the windshield to break. If it's your insurance and a rock chips the windshield and you don't have comp/collision... no.
Does filing a windshield repair claim effect the my rates? Most insurance companies view windshield repair as preventive maintenance. If a chip is left unrepaired, it likely will crack out and lead to a costly windshield replacement. Most insurance companies waive deductibles for windshield repair. Windshield repair saves policyholders and insurance companies millions of dollars annually. However, we can't speak for every insurance company. How do I know if I will be covered for the…
Can Florida stop you from getting insurance for you domestic partner if the insurance company said it was all right?
No. Some insurance companies offer domestic partner coverage in Florida and you are free to purchase such a policy. If your employer wants to buy coverage for you and your domestic partner, then it can. The state of Florida will not stop you. It may impose income tax on the value of the domestic partner coverage as "imputed income."
You are required by law to have liabilty coverage, but not collision coverage. If you did not have collision coverage then you are not due any compensation by your insurance company. If you did have collision insurance and the insurance company will not pay, then you may be able to sue the insurance company, but you cannot sue the state.
It depends on the specific provisions of your coverage; if you only have liability insurance, then no. If you have comprehensive coverage, then they will still only cover the cost above your deductible. Some insurance companies will cover windshield replacement with no deductible if you use their preferred repair company and agree to repair (rather than replace) the window if possible, but this is not universal. You should call your agent and ask.
How do you find short term medical insurance coverage for approximately 6 months until medicare kicks in?
It depends on the insurance company, and whether or not they offer temporary coverage. The temporary coverage may also have age restrictions. If you are turning 65 and going on Medicare, you may qualify for their temporary coverage. BlueCross BlueShield of Florida offers temporary coverage up to age 65.
The new insurance company is asking for proof of prior insurance coverage. Some insurance companys have what they call a "proof of prior" discount. This means that you may qualify for a discount if you can prove you had previous insurance with no lapse in coverage. Be sure to ask your insurance agent for a further explanation.
Most policies provide coverage for sinkholes. If you live in Florida and did not opt out of sinkhole coverage you are covered. Check your policy or call your agent for more information. You can call your insurance company as well. In Florida there is a Statute which requres the carrier to conduct sinkhole testing.
Which was the first commercial insurance company in the United states to provide private healthcare coverage for injuries not resulting in death?
It depends on the insurance coverage, and what caused the wreck. But allowing the coverage covers the incedent the insurance company will pay the VALUE DETERMINED BY THE INSURANCE COMPANY. Not what you think it was worth. I have about $40,000 in a car the insurance comapny will pay $3,000 for if it gets wrecked.
With many insurnace companies out there and americans wanting to get the best coverage for the best price its always important to do your homework. Don't just look at price when shopping, look at the what the company offers. Does the smaller company offer the same coverage as the bigger companies? Look into well known insurance companies like Farmers, State Farm, Progressive. These are the top 3 insurance companies. From there decide what you want…