Does an unpaid cell phone bill hurt your credit?
Yes it does. I have a friend that did not pay her cell phone
bill and when she went to buy a car it was on her credit report. It
made her look bad because if she cannot pay for a cell phone bill
how could she pay a car payment.
if its one or two monthsIt will only hurt your credit with your
cell phone provider. but every company has its limits. After 90
days with some carriers they will transfer your un-paid balance to
a third party collection agency. This agency is the one that will
put negative remarks on your credit report if they can not get
payment or a solid payment arrangement. Even a non-payment of only
40 dollars can stay on your record for 7 years. this will effect
everything you try to obtain by credit. this is known as R9.