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Does an unpaid cell phone bill hurt your credit?

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Wiki User
2011-09-12 22:31:26

Yes it does. I have a friend that did not pay her cell phone

bill and when she went to buy a car it was on her credit report. It

made her look bad because if she cannot pay for a cell phone bill

how could she pay a car payment.

"Answer" id="Answer">Answer

if its one or two monthsIt will only hurt your credit with your

cell phone provider. but every company has its limits. After 90

days with some carriers they will transfer your un-paid balance to

a third party collection agency. This agency is the one that will

put negative remarks on your credit report if they can not get

payment or a solid payment arrangement. Even a non-payment of only

40 dollars can stay on your record for 7 years. this will effect

everything you try to obtain by credit. this is known as R9.

KeVin Toronto

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