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There are many different optional coverages under an automobile policy. A minimum liability policy will pay for loss of earnings if you are the party who is hit by the other driver. In this situation the other party's insurance policy will be responsible for your losses as far as damages and injuries up to the policy limits or actual loss whichever is less.
If you have a policy which is liability only and you hit someone or something then no, your policy will not pay for your liability coverage will not pay for your losses or injuries nor that of your passengers. You can purchase optional coverage that will pay for many different situations including work loss. I hope this has helped answer your question.
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Does gap insurance cover theft?
Yes, But only if there is a gap in the final loss payment by the underlying auto insurance policy. If there is no underlying Auto Insurance theft coverage then the Gap Policy is null and void and no coverage would ensue.
Your Car caught Fire what will your insurance cover?
If you have Comprehensive Coverage on your Auto Insurance policy, you will be covered. They will either repair the vehicle or compensate you for the loss of the vehicle if it is not repairable.
Does comprehensive insurance cover transmission work?
Only if the transmission was damaged in an accident. Auto Insurance does not pay for maintenance or mechanical repairs that are not the result of an accidental loss.
Does diamond car insurance cover the loss of jewelry?
No, diamond car insurance don't cover the loss of jewerly. They cover different kind of insurance like car insurance, home insurance and travel insurance.
Will full coverage car insurance cover electrical?
Physical Damage coverage on an auto policy covers all parts of the car that are damaged in a covered loss or covered accident. Maintenance issues are not covered on auto insurance.
Does your insurance premium go up because someone hit your parked car with a pedal bike?
Rather than turn in a claim to your auto insurance, why not just go after the owner of the bicycle? Let their homeowners insurance cover the loss then you don't even have to worry about your auto insurance rates.
Will my insurance cover medical weight loss programs?
To find out if your insurance will cover a medical weight loss company you need to look over your insurance coverage. Every insurance provider is different and may or may not cover it.
If a tornado rips the chimney cap off a neighbor's house and it lands on your car hood does homeowner's or auto insurance pay for the damage?
Your auto policy will cover it as a 'comprehensive' loss (if you have comprehensive coverage).
What is insurance?
is a contract between you and an insurance company in which the latter promises to cover your loss
If you got your insurance three and a half weeks ago and you got caught in a tornado and an oak tree fell on your car and totaled it Will your insurance cover it?
If you have comprehensive coverage in effect on the date of loss, it should be covered.(I'm an auto rep for an insurance company.)
Will insurance cover loss of money due to internet scam?
No
Does renters insurance cover loss of furniture due to landlords negligence?
Yes it would but if it were due to the landlords negligence his liability insurance would cover the loss. Your insurance co will chase the claim against his for you. Place a claim with them.
