Top Answer
User Avatar
Wiki User
Answered 2015-07-15 21:50:05

If you were truly injured you probably are covered by your employer. Your car is a different matter though, and workmans compensation certainly won't pay for that.

You have every right to obtain an atty. w/ the expectations of a victory. Even if you are having no luck w/ the ins. co.'s your company is 100% liable for both your physical and vehicle damage loss being as though you were on the job.

I do a lot of errands where I work banking etc. my boss purchased a separate insurance policy to cover my driving while working for him. It was very inexpensive and solved a lot of problems.

you boss bought a non-ownerd auot liabilit not anything esle. this provides liability for the business when you drive.

In the UK - the answer to this question depends on how the RTA that occurs for example:

1. If the vehicle had a defect which cuased your accident your employer is liable. The car is work equipment and a employer has strict liability for accidents from such defects.

2. If the accident was caused by the employee - the employer will have insurance to cover the other innocent driver's injuries, but proabably no the employees.

3. If the RTA was caused by the other driver - the other driver's insurance will pay for the employees injuries.


Your employer is mandated by law to carry Worksman Comp Insurance, which covers you for all injuries on the job, unless, you commited deliberate and negligent act. In this case your claim may be denied.

User Avatar

Your Answer

Still Have Questions?

Related Questions

Can you collect workers compensation if hurt off the job?

No - workmans compensation is a coverage that covers you while you are working for a company and only covers you while you are working. However, there is a type of insurance that pays for off the job illnesses and accidents, called disability insurance. You should compare few different companies to find the best plan for your circumstances (age, state, occupation).

Can you use your phlebotomy license working for a insurance company?

I would not have thought so directly. An insurance company my own a hospital and you could use your phlebotomy license taking blood for the hospital but you would be working for the hospital and doctors not the insurance company directly.

Are auto insurance companies in California responsible for working with the other party's insurance company to determine fault in an accident?

Usually your insurance company will make that determination. The only time I can think of one insurance company working with another company to determine fault is if stories are mixed, or circumstances (such as weather, pedestrians, noise, etc) are too complex to tell initially.

If you have not been released from a worker's compensation claim and your place of employment sells out to another company and you are not working because of cut wages can you collect unemployment?

You should still be collecting workmans comp if the doctor hasn't released you back to work. Workmans Compensation is an insurance that your employer bought. You can't collect unemployment if you haven't been released back to work from the doctor. You have to be ABLE to work to collect unemployment.

How to find out on the internet which insurance company a construction company is using?

Insurance company information is not a public record and is not available on the Internet. If you are hiring a contractor to do work on your property, you can require them to send you a Certificate of Insurance, showing that they have sufficient insurance coverage before they begin working. The certificate will show the name of their insurance company.

Does flood insurance pay to repair pipes?

it usually matters what type of insurance u have and what company u r working with

You are a school bus driver Will your workmans comp continue past the end of the school year if you are still unable to work?

If you are unable to work due to an injury suffered on the job, you should continue to receive pay. However, if the insurance company doctors find your injuries should not prevent you from working, they will stop paying.

Where is it possible to get plant hire insurance?

When a company for hire is working away from the company site such as a roadway, a parking lot, or a yard they are at risk and plant hire insurance is required. There are many firms one can obtain insurance online.

I was recently hired as a big rig driver. Do I need to carry insurance or just my employer?

Your company will pay for the insurance if you are driving and working for a specific company. If you are an independent contractor driving for someone, you will have to maintain your own insurance for your job.

What is going on with wrestler Tommy angel now?

He's working at an insurance company in Charlotte, NC

Will insurance cover if you if you hit a car with a company truck?

Well if the company you're working for possesses common sense, they'll have insurance policies on ALL of their vehicles. So, yes you should be covered.

What kind of insurance can you sell working from home?

There are many different types of insurance company, from health insurance to home insurance to pet insurance. Many companies offer opportunities for brokers to sell their insurance and some of these opportunities may be from home.

Are there any insurance companies in Ontario that sell no fault insurance?

No-fault insurance generally refers to the individual working with their own insurance company, despite who may have been at fault for the accident. In Ontario, the Ontario Auto Insurance sells no-fault insurance.

How do you know if you can be insured to drive a company vehicle?

If you are the owner/operator of your own company vehicle, you purchase auto insurance intended for business. If you're working for a company, they are required by law to either have fleet insurance (insuring large amounts of vehicles), or auto insurance intended for business use regardless of driver.

If you are drawing workmans comp and working at your job part Tim and workmans comp pays you the difference and you get sick and are out of work a few days will workmans comp still pay you the differ?

As each state's criteria for eligibility and amount of workman's comp payable differs, you need to contact your state's office for clarification.

What is the maximum number of life insurance agents that can split a sales commission?

== == That would depend on the company the agent is working for.

Is this life insurance good only as long as you work for this company?

This is a totally wrong conception. Even while you leave the company you are presently working for, the life insurance policy will continue provided you pay the renewal premia regularly.

You say you are working in a company or working for a company?

Working for a company is the fair and the correct answer for this question.

Can you take a insurance state test without working for an insurance company?

Assuming that you are talking about becoming an insurance producer, i.e., the ability to sell insurance, the answer is "yes". Contact the state insurance department website in the state in which you are located for more information about becoming licensed.

Will homeowners insurance cover if a stray cat shorts out your furnace?

Maybe. But don't tell the insurance company that a stray cat is the cause because maybe it is not the cause. Tell the insurance company that your furnace stopped working suddenly and you don't know why. Then let the insurance company investigate. Maybe you have a bigger electrical problem. Maybe you should contact an electrician to inspect your wiring.

Can you apply for disability insurance if you haven't had it and have already been out of work for 3 years and are receiving workmans comp?

You can apply for SSDI if that is what you are asking. Whether or not they will take your claim is the question. If you are not working especially due to a disability, you can not buy DI, long or short. 4lifeguild

What does insurance mean?

In a simple term, Insurance is your personal bodyguard! When you have an accident or a car hit you for no reason, the insurance company that you registered with will pay some premiums till you to become normal. Say, you had some personal injury while working, the insurance company will pay you sums for you to become normal! For instance, you fall from a bridge or building and you lost your hand, the insurance company will pay you some money . But if the insurance company finds that you did purposely to claim money, then they won't pay you. *Please read the terms and conditions when you register a insurance company because some insurance company won't pay you for some injuries! ALSO PLEASE DO NOT MAKE ANY FALSE CLAIM BY MAKING HARM TO YOUR FLESH!

Can an insurance Co go after a minor for an accident on a bicycle?

No, these company are working for profit only ,if the bring a rule in small minor injures in matter ,then it will make the company in loss.

Where can someone find cheap taxi insurance?

Disclosing if one has had a company car before to the tax insurance company can help with the premium, working for executives or being a chauffeur is generally a lot less expensive for taxi insurance, some give a discount when owning a home as well as being married.

Still have questions?

Trending Questions
Best foods for weight loss? Asked By Wiki User
How to lose belly fat? Asked By Wiki User
Unanswered Questions
Saan nagmula ang gitara? Asked By Wiki User
Uri ng tekstong nareysyon? Asked By Wiki User
Can you get Takis at 7 eleven? Asked By Wiki User