If you were truly injured you probably are covered by your employer. Your car is a different matter though, and workmans compensation certainly won't pay for that.
You have every right to obtain an atty. w/ the expectations of a victory. Even if you are having no luck w/ the ins. co.'s your company is 100% liable for both your physical and vehicle damage loss being as though you were on the job.
I do a lot of errands where I work banking etc. my boss purchased a separate insurance policy to cover my driving while working for him. It was very inexpensive and solved a lot of problems.
you boss bought a non-ownerd auot liabilit not anything esle. this provides liability for the business when you drive.
In the UK - the answer to this question depends on how the RTA that occurs for example:
1. If the vehicle had a defect which cuased your accident your employer is liable. The car is work equipment and a employer has strict liability for accidents from such defects.
2. If the accident was caused by the employee - the employer will have insurance to cover the other innocent driver's injuries, but proabably no the employees.
3. If the RTA was caused by the other driver - the other driver's insurance will pay for the employees injuries.
Your employer is mandated by law to carry Worksman Comp Insurance, which covers you for all injuries on the job, unless, you commited deliberate and negligent act. In this case your claim may be denied.
No - workmans compensation is a coverage that covers you while you are working for a company and only covers you while you are working. However, there is a type of insurance that pays for off the job illnesses and accidents, called disability insurance. You should compare few different companies to find the best plan for your circumstances (age, state, occupation).
I would not have thought so directly. An insurance company my own a hospital and you could use your phlebotomy license taking blood for the hospital but you would be working for the hospital and doctors not the insurance company directly.
Usually your insurance company will make that determination. The only time I can think of one insurance company working with another company to determine fault is if stories are mixed, or circumstances (such as weather, pedestrians, noise, etc) are too complex to tell initially.
Insurance company information is not a public record and is not available on the Internet. If you are hiring a contractor to do work on your property, you can require them to send you a Certificate of Insurance, showing that they have sufficient insurance coverage before they begin working. The certificate will show the name of their insurance company.
You should still be collecting workmans comp if the doctor hasn't released you back to work. Workmans Compensation is an insurance that your employer bought. You can't collect unemployment if you haven't been released back to work from the doctor. You have to be ABLE to work to collect unemployment.
it usually matters what type of insurance u have and what company u r working with
If you are unable to work due to an injury suffered on the job, you should continue to receive pay. However, if the insurance company doctors find your injuries should not prevent you from working, they will stop paying.
When a company for hire is working away from the company site such as a roadway, a parking lot, or a yard they are at risk and plant hire insurance is required. There are many firms one can obtain insurance online.
Your company will pay for the insurance if you are driving and working for a specific company. If you are an independent contractor driving for someone, you will have to maintain your own insurance for your job.
Well if the company you're working for possesses common sense, they'll have insurance policies on ALL of their vehicles. So, yes you should be covered.
There are many different types of insurance company, from health insurance to home insurance to pet insurance. Many companies offer opportunities for brokers to sell their insurance and some of these opportunities may be from home.