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Does constant late payment on cell phone bills negatively affect your credit rating?
Wiki User
∙ 14y ago
Depends. If the bill is not at least 30 days late from the end of the last billing cycle then it will not go on your credit report. Otherwise, if you receive a bill that has two unpaid months of service on it, then it probably will be reported as an adverse account.
Absolutely. All telephone companies report their billing to AT LEAST one of the three credit bureaus (trans union, equifax, experian). Consistently paying those bills late will really hammer your credit score quickly.
Wiki User
∙ 14y ago
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true
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