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Does credit counseling hurt your credit report?
AnswerWhen you are undergoing credit counseling, some of your creditors may contact the credit bureaus and put a notation on your credit card report signifying you are going through credit counseling. This notation is neutral and does not affect your credit score in any way. Once you finish the credit counseling, this notation is removed from your credit report. Answeryes it does show up. also just a pointer when you go to geta loan and a banker or a loan officer looks at it it is a very bad thing to have it on your credit report. we lokk at it and see it as you can not mannage money well so why would we want to loan you money.
What will happen if you drop out of a consumer credit counseling program?
I dropped out of consumer credit counseling years ago, and it was not a good experience. The credit cards that I had would not re-open my accounts and my credit report had a negative comment regarding "Consumer Credit Counselors", which is a red flag to any creditor that you needed assistance with maintaining your finances. Also, depending upon who your creditors are they will cancel the arrangements made with consumer credit counselors and go back to the original terms and agreement of your contract, along with any previous balances you had already occurred prior to signing up with a counseling service. My suggestion is if you start counseling, finish counseling.
Where can you go to view your credit report?
You can view your credit report online using the one official annual free credit report agencies. It is Annual Credit Report. Do not bother with the others.
How can I check my credit report?
You can check your credit report online. You should go to www.experian.com or www.myfico.com or www.equifax.com/ to check your credit report. It is easy to do.
Can you put your husband's credit report information on your credit report?
no that would be credit fraud and you would go to prison
How can one access or get a free credit report?
There are many ways how a person can access or get a free credit report. There are websites such as, go free credit, free credit report, and credit report all offer free credit reports.
How do I find out about a judgment on my credit report?
you sould go to a local bank and ask for a credit report
Where could one get an instant credit report?
One could get an instant credit report from many different places. One Stop Credit Report gives fast credit reports, as do Credit Karma and Annual Credit Report. These three sites are excellent places to go for an instant credit report.
Where can one go to find a really free credit report?
The most popular place to get a free credit report is on the free credit report website. The site itself does ask for a credit card, but the first report is free.
Where do you go to get a free credit report from Equifax online?
equifax com/answers/request-free-credit-report/en_cp is the place where you can get a free credit report from Equifax. It is a very good method to get a free credit report.
What is a reputable annual credit report service?
You can go to Annual Credit Report .com to get your credit report. There are three services that you need to check; Equifax, Transunion, and Experian. You can go to all three of those sites individually to also get your report directly from them.
Where can I find credit score advice online?
You can go to irs.gov and get your credit score and advice on how to improve your score. You can also go to your banking institution and have them use their repayment calculator as well.
