A prenuptial agreement does not have any bearing on whether credit will be affected.
If the surviving spouse did not sign the credit card agreement then they are not responsible for it. However, the creditors could still come after the deceased spouse's estate (i.e. life insurance) for the balance of credit. You probably want to ask an estate attorney that question.
No, Wisconsin will not garnish a spouses wages to satisfy a credit card debt. Credit cards do not generally seek garnishments unless the amount is very large.
Using a dead person's credit card is a criminal offense.
Death penalty.
No, it is not.
Unless both spouses signed the credit card agreement, the answer is no. The debt can only be charged against the property of the deceased, but must be fully paid (or paid as much as it can be in the case of an insolvent estate) before anything can be paid to the spouse.
Credit Life Insurance.
If you are a joint applicant, then yes, but if the card is not in your name, then no.
i just want an answer
You become a hobo
If that is the agreement.
Yes, it can, unless the spouse's business is incorporated.