0
Yes, in the state of Tennessee it does. I have been denied by all independent agencies, and by TennCare, too. They all say I am uninsurable even though I have lifetime coverage on any and all heart problems through a workers compensation settlement.
Many people who are denied insurance use other alternatives.
If your employer has a group plan, that is your best bet. The advantage of a group plan is that pretty much everyone is accepted, regardless of health. If you can't get coverage that way, check with your state. Depending on where you live, you may be able to get coverage though a state program. In Colorado, I am under the state's "CoverColorado" program and in Wisconsin I was covered under "HIRSP". (I've had a pacemaker since I was 20.) Check out your state's department of health for available programs. It seems that not all states have such programs in place, though I know a few (like Tennessee) are in the process of implemeting such a program.
Add your answer:
Earn +20 pts
What are some benefits of having personal medical insurance?
Having personal medical insurance is beneficial to cover any medical issues that may arise. While it may cost a premium, having insurance is reassuring in times of sickness.
Why is having medical malpractice insurance important for doctors?
Having medical malpractice insurance is extremely important for doctors. This insurance will protect the doctor in the case of any law suits against him or her.
What are some examples of uninsurable risks?
Not being smart. Having no friends. Being a plug. Having a small wiener.
What are some advantages of having a health insurance policy?
"Some of the advantages of having a health insurance policy are that if one happens to get sick, they will be covered by their medical insurance. If one is not covered the costs for medical care can be detrimental."
What is the benefit of family medical insurance above individual medical insurance?
The benefit of family medical insurance above individual medical insurance, is that your premiums are much lower and the whole family is covered, instead of having to take out separate policies for everyone.
Does having a pacemaker make you ineligible for term life insurance?
No it doesn't. If you need a pacemaker due to having tachycardia(heart speeds too fast) or bradycardia (heart slows), life insurance is available with a number of impaired risk life insurance companies. the following pacemaker life insurance info may be helpful http://www.lifeinsuranceadvisors.com/pacemaker.html The main concern for life insurance companies is the risk of infection after the pacemaker is implanted. With that being said, most companies will postpone you for life insurance for a period of 3-6 months after implant. Once this time passes, you may be able to get a policy at "standard" rates or a table rated policy. All you can do is check with the companies... There's a price for everything.
Where can medical insurance for Canada be purchased?
Medical insurance for Canada can be purchased on the website International Health Insurance, having over 50,000 clients over the world with its base in Canada.
How soon after having a pacemaker fitted can you fly?
its kind of imposable to fly after a pacemaker it in u
What do you do when you get a medical bill despite having travel insurance when you return home from holiday?
You are advised to contact the Insurance Company,bringing to their notice the anomaly for the needful,as your medical expenses will be covered under the travel insurance.
How bad is it to smoke cigarettes while having a pacemaker?
It's bad to smoke cigarettes regardless of a pacemaker or not...
Dose having a pacemaker make you ellegble for a handicap parking pass?
can you have a disabled badge if fitted with a pacemaker
What are the disadvantages of having insurance?
A disadvantage of having insurance for medical reasons means that it has to be paid, no matter what. If a person is never sick, this can be a hardship, and the money seems wasted. Having auto insurance, though is just the opposite. Auto insurance is necessary to protect the person from other drivers and their mistakes.
