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Motorcycle policies and auto policies are mutually exclusive meaning there is no coverage on an auto policy for motorcycles and vice versa. They are separate policies and each contains exclusions for the other type of vehicle. Accidents on either a motorcycle or car/truck will impact rates on both policies equally. In other words if you have an at-fault accident in your car it will affect the premium on your motorcycle policy. If you are asking in terms of discounts, there may be discounts if you have both policies with the same company. Shop around...

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Q: Does having motorcycle insurance affect your auto insurance?
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Related questions

Does your 16 year old need auto insurance if he has motorcycle insurance?

motorcycle insurance only covers the motorcycle


You have auto insurance do you need motorcycle insurance?

Yes. They are different.


What auto insurance companies also have motorcycle plans?

Some of the Auto Insurance Companies that also have motorcycle plans are Geico, Progressive and Nationwide Insurance. You can go online to their websites and find out all the information you will need about motorcycle plans.


What are popular motorcycle insurance groups?

One of the most popular motorcycle insurance agencies is Geico. Other popular motorcycle insurance agencies include Erie Insurance, Auto-Owners Insurance, Country and Progressive.


Where can I apply for affordable motorcycle insurance?

Motorcycle insurance is very hard to find nowadays, since a lot of people just drive their cars. However, I think that auto insurance covers motorcycles. Get some regular auto insurance.


What special considerations do I need to take when shopping for motorcycle insurance versus auto insurance?

When shopping for motorcycle insurance verify the company covers extra like accessories and chrome. Foremost Insurance company specializes in motorcycle insurance.


Does auto insurance cover boat?

No, boat insurance covers boats. Just like there is motorcycle insurance.


Do you have to have insurance to drive a motorcycle?

What are you asking? I do, yes. That's only because I have a motorcycle policy for my motorcycle. You are not covered from an auto policy to drive a motorcycle.


Is your moped attached to your auto insurance?

No. A moped cannot be written on an auto insurance policy. It would have to have a seperate motorcycle policy in order to be covered. Usually, but not always, companies that write one do not write the other. We have 3 insurance companies that write motorcycle insurance and non of the 3 offer an auto policy.


What online motorcycle insurance has the most coverage?

There are many auto insurance companies out there. Most of them offer online motorcycle insurance. The best coverage and the most coverage is not necessary to be the same.


Is auto insurance necessary if you have motorcycle insurance?

This one is easy. If you have an automobile you need auto insurance. If you have a motorcycle you need motorcycle insurance. These are two different types of policies and one will not cover the other. Some insurance companies offer both types of policy so you can purchase both policies from the same company but if you own both you have to have both policies.


Which company in Chicago offers motorcycle insurance?

In Chicago these companies offer Motorcycle insurance: Urban Insurance Agency, All Star Chicago Insurance Agency, State Farm, United Auto Insurance, and many more.