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Motorcycle policies and auto policies are mutually exclusive meaning there is no coverage on an auto policy for motorcycles and vice versa. They are separate policies and each contains exclusions for the other type of vehicle. Accidents on either a motorcycle or car/truck will impact rates on both policies equally. In other words if you have an at-fault accident in your car it will affect the premium on your motorcycle policy. If you are asking in terms of discounts, there may be discounts if you have both policies with the same company. Shop around...

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โˆ™ 2006-07-07 18:07:40
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Q: Does having motorcycle insurance affect your auto insurance?
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Does your 16 year old need auto insurance if he has motorcycle insurance?

motorcycle insurance only covers the motorcycle


You have auto insurance do you need motorcycle insurance?

Yes. They are different.


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Do you have to have insurance to drive a motorcycle?

What are you asking? I do, yes. That's only because I have a motorcycle policy for my motorcycle. You are not covered from an auto policy to drive a motorcycle.


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Is your moped attached to your auto insurance?

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Which company in Chicago offers motorcycle insurance?

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