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Answered 2013-08-18 18:34:41

Yes, you are correct. Items in your vehicle that are damaged in an accident or fire or whatever are not covered by you auto insurance unless they are part of your vehicle. The alternative is that they are covered on your homeowners insurance. The downfall to this is that you will have a deductible on your homeowners insurance that you will have to meet first.


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Not unless the transmission was damaged in an auto accident. Auto Insurance does not cover maintenance nor does it cover normal wear and tear.

It may if it is stolen or it is damaged in a fire.

No, That's what Auto Insurance is for. Unless maybe your house fell on your car.

Auto insurance covers damage caused during an accident. If the engine is damaged during an accident that's covered. If it's damaged for any other reason then that isn't covered.

Each vehicle should have its own insurance so each should pay out if each were damaged, whoever owns them.

Only if the transmission was damaged in an accident. Auto Insurance does not pay for maintenance or mechanical repairs that are not the result of an accidental loss.

If you have full coverage with Comprehensive and Collision then yes, you should be covered.

No, You'll have to seek coverage for the Car under you Auto Insurance Policy. Now if the garage door was damaged then your Homeowners policy may fix it if it is below your deductible.

No. Homeowners Insurance does not cover Auto accidents. Auto Insurance covers automobiles. It does not matter if the auto accident was on public or private property.

Auto insurance will not cover a boat under any circumstances.

I am unsure if Auto Insurance will cover ATVs on the road, or off road.

Physical Damage coverage on an auto policy covers all parts of the car that are damaged in a covered loss or covered accident. Maintenance issues are not covered on auto insurance.

Of course NOT. Homeowners Insurance does not cover auto accidents. That's what Auto Insurance is for.

Hi, Arbella auto insurance does not cover insurance for car rental in Ireland. You can buy insurance at

That would be considered a hit and run which would fall in the comp/coll portion of an insurance policy

If hit a tree and damaged my auto, how long do I have to report it to my insurance company?

No, Flood insurance will not cover your Automobile. Your Comprehensive Auto Insurance will cover flood damage to your Car.

Umm... No... If your car has no insurance then then it doesn't have anyone to cover it... That's why you need insurance...

File the claim on your auto insurance. Homeowners insurance does not cover automobiles.

Insurance can be used to cover a number of things such as: life insurance, auto insurance, travel insurance, home insurance, and business or corporate insurance.

They cover auto insurance, life insurance,homeowner's insurance, and also insurance on AARP endorsed products. They seem to cover all the basis for insurance needs.

Auto Insurance is for vehicles not for homes.

amica auto insurance cover a rental car in Puerto Rico

Well Champion insurance has many different types of insurances to offer. They cover a variety of different items from auto insurance, to life insurance and even boat insurance. They also offer health insurance, RV insurance, and home insurance.

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