If you have "accidental water discharge" coverage on your policy then it will cover damage that results from a water overflow or a leak. If you do not have the coverage then it will not be covered.
Your policy will not cover the cost of the plumber to fix the leak if it's a normal maintenance issue.
You will want to call a plumber first and get the leak fixed before the company will pay for any resulting other damages.
Property damage is covered by a property liability insurance package. This applies to all incidents in which an automobile causes damage to another person's property such as a fence or house. If you do not have property liability insurance, the driver is responsible for covering the damages out of pocket.
then it is the owners fault
Depends on the specific insurance and the type of structural damage. The question is to vague to be answered adequately here.
AnswerOnly when that home Insurance Policy has A Flood Insurance Policy Form. Flood Insurance is required before it will pay for Flood related damage.
No. Auto-Owners is the parent company of Owners Insurance, Southern-Owners Insurance, Property Owners Insurance, Home-Owners Insurance, Auto-Owners Life Insurance. They have no affliation with Utica
it shod be the home owners insurance
No, Home insurance does not provide coverage for automobiles, it does not matter who the automobile belongs too. That's what auto insurance is for. Damage to an automobile would be covered under the vehicle owners auto insurance policy.
The home Owners Insurance Policy will cover storm damage so long as it is not an excluded peril.
Your own home owners insurance most likely will not... probably an exclusion for damage to your own property from an accident of that nature. If the home your grand daughter lives in has renters or home owners insurance, then that policy will probably cover it.
Yes, you can still get homeowners insurance. If you live in a high risk area for windstorm damage, you'll just have to pay more than you did in the past.
It depends upon the cause of the damage or destruction. An insurance policy is a contract. As such, it defines the scope of the losses, and the causes of loss, for which it will pay. It also specifies how much it will pay for stated kinds of damage. The policy also states that certain losses and causes of loss are excluded from coverage. Therefore, there is not a uniform and all-includive answer to the question, It depends upon variety of factors.
If you cannot visibly see the damage then you should order a house inspection, or talk to your home owners insurance company about this situation.
There are lots of jewelry insurance that you can get to put on wedding rings that will cover any damage. You can either get a rider from your home owners insurance or your renter's insurance policy or you can get insurance for a specific piece of jewelry from any insurance company.
Of course NOT. Homeowners Insurance does not cover auto accidents. That's what Auto Insurance is for.
It depends on what caused the damage to the bricks. Did a car run into your brick home, Then the drivers Auto Insurance policy should cover it. Did a storm blow out your bricks, Then your home owners policy would cover it if you have wind storm coverage. If your home is just old and the bricks are crumbling due to age or lack of maintenance, then they may not be covered on your home owners insurance policy. Home owners Insurance, just like auto insurance does not provide coverage for normal wear and tear or for normal maintenence issues.
Yes, you definitely need renter's insurance if you will be living in an apartment. In case of a fire or damage to the apartment, the building owners insurance will not cover your property. You need your own insurance for your things.
No, renters insurance is coverage specific to property that belongs to the named insured.If it's a rental property then the property owners insurance would cover storm damage to the roof. If it's just worn out then that would be an owners maintenance issue.
No. This sounds like a maintenance item and not a covered cause.
No. RVs require their own insurance policies.
It is always the at-fault party's responsibility to pay for the damage they cause in an accident. Insurance is a transfer of risk from the driver to the insurance company, but if the coverage (collison) does not exist on the car, then the driver will be responsible to pay out of pocket for the damage.
Uhmm,, Let me Guess? Is it Insurance that covers an owners HOME perhaps?
Yes, home owners insurance will cover the cost of a fallen ceiling. The only time that they will not cover it is if it is due to neglect on your parent of not keep the roof properly maintained on your home and there are signs of damage.
Insect infestations are generally not covered by homeowners insurance as it is considered a homeowners normal and expected pest control and maintenance routine.
There are many companies covering water damage of houses and their contents. Some of these companies include Clean Team Corp, SERVPRO, Liberty Mutual, and some other private insurance companies. It can depend on the severity of the damage and the amount of insurance a person has though. A company will cover the water damage of houses and their contents in full if the owners have the insurance to do so and meet all requirements.