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You could contact your Insurance agent for clarification. But most homeowners insurance policies specifically exclude coverage for animal or insect infestations.

This type of thing is generally considered an expected home maintenance issue for which most homeowners have an annual service call from an exterminator service as part of the owners regular maintenance schedule.

You likely just need to call for your regularly Exterminator Service to come out and give you a service call.

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โˆ™ 12y ago
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โˆ™ 12y ago

No, That's a job covered by an exterminator. Homeowners maintenance issue.

An exterminator visit is usually between 1 and 2 hundred dollars, Far less than the typical deductible on a home insurance policy.

AnswerOnly if actual damage to the structure comes into play.
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โˆ™ 14y ago

no damage by insects is excluded

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Q: Does homeowners insurance cover ant infestation?
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