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Answered 2015-07-15 21:32:11

No. Automobiles can only be covered by automobile policies. //

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Does homeowners insurance cover damage to an automobile do to a hurricane that was in an attached garage at the time the damage was incurred?

The car must have its own comprehensive insurance coverage for this type of a loss. The only exception is for car parts that are not attached to the vehicle at the time of the loss - such as stored tires and wheels.

Are garages covered by homeowners insurance?

Yes, Garages both attached and detached are typically covered structures under your homeowners insurance policy.

Is a work trailor cover by homeowners insurance?

No a work trailer would not be covered by your homeowners insurance. Anything used in a business is not covered under your homeowners insurance. A trailer to be attached to a vehicle would be covered for liability extended from whatever it is attached to but physical damage for the trailer itself would have to be purchased on a separate policy or a commercial fleet policy.

Does homeowners insurance cover parts of underground sprinkler system damaged due to tree uprooting from hurricane?

My initial thought on this is that the sprinkler line would be covered as it is attached to house and was damaged by a tree being blown over by wind. That is unless you happen to have an insurance policy that excludes wind damage which is not uncommon in hurricane prone areas.

Is this grammar correct please find the attached insurance card of my husband?

It should be "Please find attached my husband's insurance card".

What is OPCF 21 D?

In Ontario, an endorsement to a standard automobile insurance policy is called an Ontario Policy Change Form (OPCF). To my knowledge, there is no such thing as OPCF 21D, although there is an OPCF 21a and OPCF 21b, which both deal with the reporting of automobile fleets, so they are not particularly relevant for the average consumer. There are numerous other more common OPCFs, which typical consumers are likely to see attached to their automobile insurance policy, but may not truly understand. For more information on specific OPCFs, one would be best advised to speak with a licensed insurance broker.

Will homeowners insurance cover your fence?

The fence is covered. If the fence is attached to the house then it is considered part of the dwelling. If it is not attached to the house then it is considered part of other structures. In either case coverage depends completely on whether or not the damage was because of a covered cause and that it exceeded the deductible enough to justify making a claim.

Is a work trailer cover by homeowners insurance?

A trailer is not covered under a homeowners policy whether or not it is used for work. You need to purchase a seperate policy to cover this type of property for physical damage coverage. While it is being towed and attached to a vehicle the laibility coverage from the vehicle extends to the trailer so if you back it into someone's car the towing vehicle's liability insurance will pay for the damage done to the other person's car.

Has there ever been a hurricane Donna?

1960 was the year of Hurricane Donna. It is the only hurricane on record to sustain hurricane force winds in Florida, the mid-Atlantic states and New England, if the site at the attached link is accurate.

What are other structures in a homeowners insurance policy?

Other Structures typically covers detached structures such as garages, storage sheds, and fixtures attached to the land including fences, driveways, sidewalks, patios, and retaining walls. Detached structures used for business purposes are not covered under a personal home owners insurance policy.

Is life insurance considered an asset?

No. It cannot be taxed or attached.

Job loss insurance in Canada?

yes Canada has this insurance, but it's usually attached to some other type of insurance you need to buy first.

What is the difference between long term disability insurance and accidental death and dismemberment insurance?

Long Term Disability policies cover you if you are put in a nursing home or need to have a nurse come to your home regardless of how you were put there. Accidental Death and Dismemberment policies are usually attached to auto policies and they pay you and your family money if you are killed or lose limbs in an automobile accident.

Are life insurance payouts taxable?

Life Insurance payouts are income tax free. More info see the attached link.

Does home owners cover you barn?

There are different coverage types for homeowners policies. You need to check with your provider to see if they offer "other structures" policies. The majority of homeowners policies only cover your house, which included all attached building such as a garage.

Players in life and non life insurance?

There are hundreds of leading players in the life insurance industry. I have attached a list of about 20 of the leading institutions that currently offer life insurance.

What is the strongest shutter to use in a hurricane?

Accordian shutters are the strongest because they are permanently attached to the walls of the home and can provide protection during hurricane. The accordian shutters are also known as folding shutters.

Does sr22 insurance take the place of liability car insurance?

There is no such thing as "SR22 Insurance". What is referred to as such is actually just Auto Insurance with an SR22 filing. Any liability Auto Insurance Policy or even a Full Coverage Auto Insurance Policy can have an SR22 Endorsement attached to it.

What is an insurance endorsement?

An insurance endorsement (also known as a rider) is a document that is attached to an insurance policy which modifies or changes the coverage provided in that policy. An example endorsement is one that is placed on homeowner's insurance which protects the homeowner from floods.

What does tin Lizzie mean?

In automobile terms it is a name attached to the Ford Model T (colloquially known as the Tin Lizzie and Flivver). It was an automobile produced by Ford Motor Company from 1908 through 1927. The Model T set 1908 as the historic year that the automobile came into popular usage. It is generally regarded as the first affordable automobile, the car that "put America on wheels".

What the complete means of endorsement in insurance?

An endorsement is a written document attached to an insurance policy that modifies the policy by changing the coverage afforded under the policy.

Is there a life insurance policy attached to the pension?

In India, there are a number of Pension Policies in the life insurance segment like Jeevan Akshoy, Jeevan Nidhi.

Does home insurance cover theft from a car in driveway?

Yes, if it is personal items not attached to the vehicle that is stolen (such as a laptop). If it attached to the vehicle (stereo, tires) it would go under the auto insurance policy. Also, the items must be owned by the policyholder.

What is the purpose of marine insurance?

There are two types of insurance that you may be referring to so I will give you a brief explanation of each. Marine insurance is coverage for property while in transit across oceans and seas. This is usually for products in transit from the country where it is produced to the markets where it is going to be sold or for raw materials the other way around. The second type of insurance that you may be talking about is "inland marine" insurance. Inland marine is a term used to refer to insurance to cover separate classes or types of insurance. Inland marine are often times called floaters because they are used separately or attached to another policy. An example would be for jewelry that is insured on a floater and attached to your homeowners policy to maximize a certain dollar amount of coverage for particular items. Another example might be a piece of large construction equipment insured for a construction company and listed separately for a set dollar amount that is agreed upon by the company and the insured.

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