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there is no way to answer this, it depends on many many things...what are the circumstances? how was the person injured? what are their injuries? etc etc etc...were you negligent in anyway or not? there are two different coverages that could apply medical payment, and general liab. the only certain in this question/answer is they will not pay more than the policy limit of liablity/med pay that you purchased on your policy...sorry just not enough info........

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16y ago
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15y ago

any person who is injured on your property which is a fault of the property such as wall falling on them or they trip on a garden path. this would be covered under the property owners liability and usually allows upto £2million

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12y ago

No, Homeowners insurance provides no coverage for hired workers.

Contractors and handymen are expected to carry their own Medical Insurance or Workman's Compensation to cover the normal and expected hazards of their chosen occupation.

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Wiki User

10y ago

Nothing. If you are a household resident you cannot make a claim for injuries incurred in your own home. Residents are covered as insured persons under the homeowners policy and therefore cannot be negligent to themselves.

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9y ago

No, Homeowners insurance is not a replacement for medical insurance.

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Q: Does my homeowners insurance cover another person if they are hurt on someone else's property?
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Does homeowner insurance cover someone else property also from theft?

No. A homeowners insurance policy is specific to the property of the named insured.


Does homeowners insurance cover auto damage to non-owners vehicle your property by someone hitting a pole?

Of course NOT. Homeowners Insurance does not cover auto accidents. That's what Auto Insurance is for.


If someone breaks their foot on my property can I file a homeowners insurance claim for their medical bills?

Yes you May all you have to do is get intouch with your insurance agent or Company.


Does homeowners insurance pay for an accident of someone who lives in the house and injures themselves on the property?

It's called "personal liability" coverage, and virtually all homeowners policies have it.


Will homeowners insurance pay if I assault someone off my property?

If it was done accidentally, then it may. Usually intentional acts are not covered.


Does your homeowners insurance cover you if you are injured on someone else's property?

No You would need to seek coverage under your medical insurance policy for accidental injuries. Homeowners insurance is for property and liabilities that may arise out of home ownership. Home insurance does not replace medical insurance. If you think the property owner is liable through cause of injury, you might seek coverage under their liability if they carry the coverage.


Can homeowners' insurance cover a home owned by two ladies?

Yes. If it is a home and it is owned by someone, then it is covered by homeowners' insurance, regardless of who that someone is.


If someone totals your new uninsured snowmobile will his homeowners insurance cover it?

No. The exception would be, if for instance the snowmobile was stolen off the person's property.


Does homeowners insurance cover if it is being rented?

No, When you rent your home out to someone your Homeowners Insurance Policy is automatically null and void whether or not you have notified your insurer. If you have become a landlord you need to purchase landlords insurance for your property. This is done by obtaining a Dwelling Policy with a rental dwelling endorsement. Just contact your insurance agent and he can help you place the right coverage for your tenant occupied property.


Where can a landlord obtain insurance for his rental property?

Most insurance companies that sell homeowners and renter's insurance also sell landlord insurance. Some companies where someone could purchase landlord insurance include Allstate, MetLife, and Progressive.


What kinds of things does my homeowners liability insurance cover?

When you own a home you are libl for nything that happens on your property. Homeowners liability insurance covers you in the event someone i injured on your property. Homeowner's liability insurance covers the homeowner in the event that someone gets injured while on their property. It covers medical bills and other expenses for guests if something happens to them while at your home.


Does homeowners insurance go up if someone in the household has a license?

No.