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Usually as long as A). The item stolen is owned by the policyholder, B). The item was not stolen on another property owned by the policyholder that does not have insurance.
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Are dishwasher leaks causing damage to another unit's ceiling covered by homeowner's insurance?
The other person's insurance will have to cover their OWN damage. If a tree in your yard falls onto your neighbor's house, the neighbor has to use their own insurance. So it works the same for your case. Your insurance will cover your damages and the nieghbor's insurance will cover their own ceiling.
Does insurance cover other living arrangements while the roof or structural part of home is being repaired?
Almost all policies will cover living expenses if a homeowner is forced to move.
Does homeowner insurance cover other people cars that get vandalized in your driveway?
NO, Homeowners Insurance covers Homes. Auto Insurance covers cars. Home insurance polices do not provide coverage for personal auto regardless of who owns them or where they are parked.
Will insurance cover joists falling off of main girder?
If you are having this construction done by a bonified contractor, then their insurance should cover any/all damages. If you, the homeowner, are doing the construction and someone gets hurt, your home hazard insurance policy should cover that. Your home policy most likely will not cover other damages.
Does your homeowner insurance cover your child's instrument while traveling?
Call your company and find out. Were you traveling with it in the car? Then it would be covered in your car insurance? Are other items in your policy covered when you're away?
What kind of insurance offices are there?
Insurance offices can be highly variable. Most offices work with one insurance company but cover many different types of insurance. Other offices may specialize in one type of insurance, such as health or homeowner's, but work with multiple companies.
Does homeowners insurance stay with property or homeowner when he moves?
Homeowners insurance is NOT transferable. It will not follow the Homeowner to a new property nor will it cover the home for the new owner. If the homeowner sells or vacates the home or transfers ownership by other means the policy is null and void at the moment the property changes hands whether or not the Insurance company has been notified. A new owner must qualify for their own insurance policy based on their own merits.
Will your homeowner's insurance pay medical expenses if you are injured in a fall in your home?
No, that would be medical insurance. Homeowner's insurance covers things like burglaries and damage to the home. * Homeowner's insurance will pay for injuries to other persons that occur on the owner's property when they find the claim justified.
Can a person sue a homeowner after suing the home insurance company for the same accident?
Generally No. If you have already sued the Home Insurance Company, then you have already sued by default the Homeowner. You can not have sued one without already having sued the other. If a property owner is liable to you for an accidental injury, The home owner may have insurance to cover those liabilities. The insurance company would not be the cause of an accident. If you sue an insured homeowner, their insurance company is only enjoined in the suit by virtue of the coverage provided to their insured home owner who has been sued. The homeowners insurance company may cover the cost of defense of the suit filed against the insured homeowner and may pay awards or judgments up to the limits of the homeowners insurance policy on behalf of that insured homeowner. Bear in mind that the Insurance Company is not liable for an accident, The insurance company may be liable for damages and awards based on assertions and finding of liability on the part of the insured homeowner. If your suit failed (or you Lost the suit), Then that means the homeowner was found not liable for your injuries. If you have accepted a settlement from the insurance company, that settlement will have settled your claims against the homeowner.
If you fall off your roof and can't work will home owners insurance cover you?
No, your homeowner's policy covers sudden, unexpected damage to your structure and its contents and legal liability to other. It does not cover you medically.You might consider some disability insurance.
Where can one obtain cheap homeowner insurance?
One can obtain cheap homeowner insurance from All State, State Farm, PC Insurance and other related insurance companies. It is best if you obtain a quote from various companies to compare the price before deciding which company offers the cheapest deal.
Does homeowner insurance pay for mold removable?
For the most part, only if the mold is a result of a roof leak or major storm damage. If you live in a flood plain, you can purchase an additional insurance policy specifically for flood damage that would cover mold removal from floodwaters. If the mold is due to plumbing problems, neglect or other issues, your home owner insurance policy will probably not cover it.
