No, your Homeowners Insurance will not. Your Medical Insurance Will.
No, Homeowners insurance is not a replacement for medical insurance.
Not if the injury occurred away from the home No. And also not if any crime was involved.
No. Your homeowners insurance coverage is specific to the named insured(s). It does not cover the property of another.
Not if it is your couch and your dog. If your animal damages a neighbor's property, he may have a claim against your homeowner's liability insurance, or vice versa if it is your property and another person's dog.
A homeowners insurance policy includes up to 10% of coverage C (Personal Property) while off premises. A fire that occurred while on vacation would certainly be covered under this type of coverage. Another incident is a resident child while staying in a dorm at college would also have coverage for personal property while the property was stolen or damaged by fire or windstorm or such at the college dorm.
Your home insurance property coverage portion of your policy would not provide coverage for property of another. However, If you are found liable for damage to your neighbors property your liability coverage would invoke. Most homeowners Insurance policies come as a package with some level of Liability Insurance unless you purchased stand alone property only coverage.
No. The property of your guest is not and can not be scheduled on your homeowners policy simply because it does not belong to you. You also can not be held liable for the criminal acts of another.
My mom , while over at my house, dropped one of her hearing aids which fell to the floor. Our bulldog chewed it up. Does homeowners cover the damage to the aid. Your homeowners insurance (Property Hazard Insurance) is specific to the named insured's property. There is no coverage for the property of another. In addition, the cost of a hearing aid would likely be far less than the deductible of the typical home insurance policy.
Actually, This is covered under your Contractors General Liability Insurance. If your contracting builder does not have insurance, you need to get rid of him, and find another contractor immediately.
hazard insurance is another way to say homeowners insurance - they should be referring to the same thing