Homeowner's Insurance

Does homeowners insurance cover all residents of the home?


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2015-07-15 21:31:53
2015-07-15 21:31:53

No, such as 'roomates' and adult non-relatives. Refer to page one of your actual policy; Definitions. An insured means you and residents of your household who are; a. your relatives or b. other persons under age 21 in care of any person named above

Maybe this depends on your policy. The policies I've seen in California covered people with fire damage like this:

If you have a room mate that is actually paying rent, then no... they need their own renters policy.

If you have another adult non-relative (such as a live-in-lover) and they do NOT pay rent, then they are covered.


Related Questions

No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.

Homeowners Insurance is what you need to cover a home.

Health insurance is the only thing that would cover falls of a homeowner in the home. Homeowners insurance is certainly not intended to cover this type of accident.

Your homeowners insurance covers your home structure.

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No. Homeowners insurance only covers physical damage to the home and contents and liability risks.

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No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.

No,, That would be covered under your auto insurance policy. Homeowners insurance does not cover damages to street vehicles.

I have a mobile home and the furnace caught on fire and is now damaged does my homeowners insurance cover this as a replacement

Yes. If it is a home and it is owned by someone, then it is covered by homeowners' insurance, regardless of who that someone is.

Not if the person lives in the home. An insured cannot be liable against themselves.

Flood InsuranceNo. Homeowners Insurance does not cover Floods in the United States. You will need to purchase a separate Flood Insuurance Policy for your home to be covered for a Flood.

Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.

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No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.

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No, Your Homeowners Insurance covers your Home. Your car Insurance covers you vehicle.

Homeowners insurance does not cover the normal and expected maintenance costs associated with home ownership.

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No, Homeowners insurance does not provide comprehensive, collision nor liability insurance for your vehicles. Now if somebody's vehicle hits your house, your home insurance would cover the damages to your home.

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No..but some homeowners will cover boats...check with your agent.

No, but if you have a home warranty policy that policy may cover it.

File the claim on your auto insurance. Homeowners insurance does not cover automobiles.

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