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If the renter bought their own renters policy, his insurance would cover the claim. Because you are renting out the home you should not have a standard home owners policy. Call and check with the Claims department of your insurance co and ask the question.

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โˆ™ 2006-08-30 05:55:09
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Q: Does homeowners insurance cover an injury to a guest of a renter in the same residence of the homeowner?
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Related questions

Does homeowners insurance cover bodily injury to the owner from an accident within the residence?

No it does not.


Does homeowners insurance cover bodily injury to the remaining owner from a homicide committed within the residence?

No. Homeowners insurance is "Property Insurance" it does not provide coverage for personal injury to the insured. You should look to your medical insurance for coverage applicable to bodily injury and your life insurance policy for compensation for loss of life.


Does homeowners' liability insurance cover personal injury on another property?

No, your Homeowners Insurance will not. Your Medical Insurance Will.


Can you make an insurance claim and someone else make a homeowner insurance claim after an injury that required medical attention occurs at their home?

It can be filed under the homeowners insurance as long as the person injury was not injuries in their own home. Homeowners insurance does not cover medical injuries for someone who lives in the house where the injury occurs.


Can homeowners insurance be sued for an injury resulting from a criminal assault?

Homeowners Insurance can not be sued due to a criminal assault.


Does homeowners insurance cover personal injury that occurred outside the home?

No, Homeowners Insurance does not provide personal injury coverage away from the home. You should file an accidental injury claim with your Health / medical Insurance provider.


Does homeowners insurance cover bodily injury to owner from an accident outside residence?

Homeowners Insurance is "Property" insurance not health insurance, it is not designed to replace medical or health coverage. You would need to review your policy language or contact Insurance Agent to determine if any coverage is available under your property insurance policy.


Can the medical bills of someone injured on your property be covered by homeowners insurance?

They could be in some cases depending on how and why they were injured and what the relationship and residence status is to he named insured. Your homeowners medical coverage is specific to the named insured(s). Generally this is the home owner and resident family members. If someone else was injured on your property due to the insureds direct actions or through the insureds negligence for which you could be held liable then such an injury would be covered under the liability portion of your homeowners insurance policy. Bear in mind though that a homeowner is not automatically liable for an injury on the property simply because you own it. The injury would first have to be demonstrated as the fault of the insured, otherwise the homeowner is not liable.


I was hurt on someones property. Can I sue their homeowners insurance?

Technically, you do not sue the insurance company. You sue the homeowner on the basis of what the owner may have done to cause the injury. The insurance company is there simply to pay the damages awarded to you by the jury.


Does homeowners cover injuried guest?

It would depend on whether or not you are liable for the injury. Homeowners insurance is not a viable replacement for medical insurance.


Does homeowners insurance cover bodily injury to someone living in the home?

No


Does homeowners insurance cover bodily injury if ex husband comes on property and shoots boyfriend?

No, That's what your boyfriends major medical insurance policy is for. Your homeowners insurance nor you are liable for injury due to criminal acts.

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