If you purchased a more economic HOA or HO1 Policy then likely there will be no coverage for tree removal unless the tree fell on top of your house in which case it would cover it.
HOB Homeowners policies also known as an HO2. May or may not have coverage for Tree and Debris removal depending on the endorsements or exclusions it may carry. Again, unless the tree fell on the house.
An HOC Homeowners policy also known as an HO3 or an "All Risk Policy", Will usually have the coverage for tree and debris removal.
I don't know of any homeowners policy that would cover damage to a road without a specific endorsement for it. There is no HO1 coverage for trees due to wind...either for their value or to cut & haul them off, UNLESS they land on covered property such as your house, fence, detached garage, or any other covered structure on the insured premises. Then, there is normally a limited $$ amount to pick the tree up off the covered property (in order to repair the covered property), cut & haul it off. A paved driveway is usually considered a "structure"....if a tree falls on it & cracks it, there may be coverage.
No. Homeowners Insurance does not cover Auto accidents. Auto Insurance covers automobiles. It does not matter if the auto accident was on public or private property.
What do you mean "private company" If you have HO insurance the bank can not canel it. Only you can.
Did you ever get an answer?
No--unless it is required by the HOA bylaws or CC&Rs. However, having liability insurance is advisable for a homeowners' association because of the expense and burden of lawsuits in today's world.
No, You would need to look for your auto insurance for road accidents
They are not the same. Homeowner's insurance insures the property: dwelling, personal property, other structures on the property, etc. Private mortgage insurance pays the mortgage in case of the death or disability of the mortgagor.
Premier Choice Group is a leading provider of private health insurance. They also offer international coverage which is great for travelers and expats. Many people don't realize that health insurance usually do not cover medical expenses that are incurred abroad.
You need insurance to protect yourself from a lawsuit by private people. Since you are not dealing with vendors they nobody will probably ask you to see a copy of your policy but without insurance you are not covered. The answer would basically be the same to "do I need Homeowners insurance if i don't have a mortgage".
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Private insurance plans include all forms of health insurance that are not funded by the government.
A private health insurance plan is one that you pay for yourself and covers you and your family. It is possible to have health insurance through your employer and private insurance at the same time.
Private health insurance is an alternative to government issued health insurance. It can be provided through a union or employer or one can purchase it from a private health insurance company.
Private insurance companies provide some coverage where the public insurance fails in Canada. The health insurance act of 1984 was instituted and provided problems for private insurance companies seeking to enter the market. Many canadians have private insurance to cover small things like vision care.
Multiple losses on any policy will guarantee a cancellation. A cancellation on a home insurance policy will pretty much guarantee that you will not get another homeowners policy at anything close to a reasonable rate. Also, you can be assured that no company will allow you to purchase jewelry floater policy either. I hope your state has an insurance pool for those who can't buy insurance in the private sector.
All insurance companies offer private healthcare. All healthcare is private due to HIPPA laws. Anthem is a great insurance company that offers private healthcare.
Private health insurance would cost 150-300 dollars a month. Since the insurance is private, the premium will be a lot higher than regular health insurance.
The provisions were just made available through the Obama administration. The private mortgage insurance covers job loss and allows the consumer to not only skip a mortgage but also an insurance payment.
More than likely the homeowners insurance or the auto insurance would cover the damage. The person would have to evaluate whether the deductible and possible increase of rates would be worth filing a claim on either policy.
Yes private mortgage insurance is available in Pennsylvania. Private mortgage inusrance is available in all states you just need to look around and find a place that deals in private insurance.
You don't. If you are concerned about a dog in your neighborhood, it is better to try to prevent any possible injuries by calling the local dog warden. If you call the "homeowner insurance carrier", it is obvious that your only concern is in intervening in that homeowner's private insurance contract and that can get you into trouble and will not improve the safety in your neighborhood.
Private hire insurance is insurance provided to Private Hire drivers, or Taxi drivers, as they're better known! The function is to provide insurance and indemnification against legal and medical costs in the event of an accident.
Yes - private insurance is not a bar to Medicaid eligibility - but tell your Medicaid caseworker so that the private insurance is billed first.
"You get private health coverage or insurance by purchasing it from a private health insurance company. There is Athem Blue Cross, and that is the main one."
It is estimated that 49% of the population of Ireland is covered by private health insurance.