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Does homeowners insurance cover theft of car from driveway?

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2015-07-15 20:43:56
2015-07-15 20:43:56

Homeowners insurance and Auto Theft

No. Homeowners Insurance does not provide coverage for Automobiles. You will need to file that with your Auto Insurance company if you have comprehensive Auto Coverage.

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NO. That would be something that auto insurance would cover if you had full coverage including theft. Homeowners, does not cover motorized vehicles, except in specific cases.

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Homeowners insurance does not cover automobile nor there parts.

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No it does not. Homeowners insurance covers your home, property and liability excluding your auto. Your auto comprehensive coverage will protect you for fire, theft, striking an animal and....vandalism.

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No. Homeowners Insurance does not cover auto theft from a business.

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No, homeowners insurance is Property Insurance, it does not cover loses or damages resulting from our choice of pet ownership.

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Most homeowner's insurance policies will cover fire and theft. Individual companies and policies will vary, so be sure you check with your insurance agent to verify if yours does.

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It depends, You do no mention what type of vehicle. Homeowners insurance polices will not cover damage or theft of a motor vehicle designed for use on public roads.

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There would have to be evidence of breaking and entering of some kind for the theft to be covered.

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No. A homeowners insurance policy is specific to the property of the named insured.

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Some homeowners may pay for theft for those staying in their home. Many homeowners insurance policies cover theft inside the home and the policy can be used to replace stolen items.

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Fire, wind, and theft are a few of what I believe is to be 26 of the named perils on a home insurance policy.

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Homeowners insurance is a "Hazard Insurance" It covers your property from unexpected "Sudden Losses" that result from covered perils such as, Fire, Wind, Hail, Falling objects, Theft etc.

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No homeowner policy will cover a vehicle that was stolen. Insurance varies from state to state but generally you can buy comprehensive protection only which will cover theft.

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Judge Judy says you can. http://www.youtube.com/watch?v=AAC8yTP0vIM

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Yes it may. Your personal property coverage is usually available worldwide.

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No, It is the schools choice to obtain coverage for losses from theft on school property or not. Your homeowners insurance would not cover the losses of another party.

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Some policies do cover this type of theft. The best option for finding out if such a claim might be valid is contacting the issuing agent/agency.

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Your motorcycle insurance will not cover theft from your motorcycle. Just the same as with your automobile, the theft is covered by your home or renters insurance.

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No. The property of your guest is not and can not be scheduled on your homeowners policy simply because it does not belong to you. You also can not be held liable for the criminal acts of another.

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It just depends on whether you have the coverage on your policy. Some polices do and some do not. Just read your policy or contact your Insurance Agent to find out if you have it.

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Homeowners insurance does not cover dirt bikes. There is dirt bike coverage that can be purchased. Dirt bikes are not required to be licensed in order to use them. Make sure that your dirt bike coverage stipulates that it is covered upon theft because not all policies include theft.

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No. Homeowners specifically excludes self-propelled vehicles with a couple of exceptions such as lawnmowers. The only way a vehicle would be covered in this case is if you have comprehensive coverage on an automobile policy. As a matter of full disclosure, I own and operate a small Independent Insurance Agency for the past 22 years and worked as an agent for direct writers for 3 years prior to that.

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One type of insurance that surely cover all your properties within your home is property and casualty insurance. Just make sure that you have a complete inventory of all your items so you could use this in getting the insurance claim fron the insurance company.

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The standard homeowners insurance policy covers theft of your property away from your residence for up to 10% of whatever coverage limit you have. Keep in mind that not only does your deductible apply, but there are also several sublimits for things like cash and jewelry.

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In my opinion it does cover theft. To be sure I would call the insurance company of my choice and ask them about their policy.


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