Does insurance agencies report uninsured motorist to the police?
I do believe that they do. I was charged with such before but I had switched carriers and I had my documents to prove it.
That's what Uninsured and Underinsured motorist coverage is for. You have that on your insurance policy. I have been in this situation. The first thing you do is talk to your insurance company. Tell them about the accident and how it is their fault. It is better if you provide proof like police report or written statements, but if not, it depends on how your insurance company rules it. From there, your insurance company should… Read More
If you have uninsured motorist insurance and a hit and run driver hits your car will your insurance fix your car?
First, be sure that you have property damage coverage under your uninsured motorist as well as bodily injury. Then, be sure that you have filed a police report. If you have both of these things, there is a good chance you have coverage, but the final determination is up to the company. Read More
At fault party of an accident lied to police about insurance who do you report this to so that they will have to pay fine?
You should call and report this to the police. Also, you should contact your insurance company and advise them about this. If you carry uninsured motorist coverage on your policy, and can prove to your company that the other person is uninsured, your company will pay to have your car repaired and send the bill to the uninsured person. Read More
The insurance company is not required to report a hit and run to the police but in most all personal auto policies, the insured is required to report a hit and run to the police before the insurance company will treat the claim as an uninsured motorist claim. This is usually a policy requirement. Read More
If you are not at fault and the police report and witnesses prove this do you still pay your deductible?
You do not have to pay the deductible if the other person's insurance is paying the claim. If you put the claim through your insurance, and do not have uninsured, underinsured motorist protection then you will have to pay the deductible regardless of who's at fault. Read More
If in an at fault accident and you have no insurance and there is no injurys to either party and no police come and make a report what should the uninsured driver expect in California or any state?
The uninsured driver, assuming they are at fault, can expect to be pursued civilly by either the other driver's insurance company or the other driver. The uninsured motorist can be sued for damages and any other expenses incurred as a result of the accident, including court costs. Read More
They are responsible if you know who they are,but if not,with State Farm you get a police report within 24 hours you can file it under uninsured motorist. Read More
No, but it will make it much easier. The problem is without a police report it is harder to prove the accident occurred, how it occurred, who was involved, etc. Read More
The police is the government and they can do many things, including towing away your uninsured vehicle. Do you expect a law enforcement officer to break the law and allow uninsured vehicle stay on the road? Read More
tell your insurance company and the police and your insurance company will pay everything except the deductible. If you have full coverage than your insurance is required to make good on the damage. It is up to your insurance company to try and get their money back from the uninsured driver of the other vehicle. Read More
can someone sue a person that was in an accident with no police report an the insurance company did not come to take pics of my car .Only there policy's holder car ,who sue's for the money if the insurer had motorist with no insurance policy? Read More
What do you do if the person that hit your car will not give his insurance info to your insurance company?
As long as you got the persons Lic Plate # and gave it to your insurance company you should be O.k. This is if your insurance coverage is up to date, otherwise you should have filed a police report. You pay your Ins. Company so they have to and will do all the necessary paperwork and investigations. If this person does not have valid car insurance then hopefully you carry "Uninsured motorist" coverage unfortunately you… Read More
In the U.S., in states that do not have No-Fault insurance: You need Uninsured Motorist coverage to cover damage to your car in case of hit and run. In order to not be held at fault inappropriately, get the contact information of any witnesses, and explain what happened to the police. If there is doubt about who is at fault, the insurance company may decide based on the police report (including what citations were issued)… Read More
What do you do if you are uninsured and rear ended by a company vehicle and the driver does not want to contact their insurance company?
Call the police and/or the company that owns the vehicle Read More
What happens if you get into an accident but only have a license but no insurance but the other person doesnt have a license or insurance Whos at fault?
Who has insurance and who has license, is a non factor in determining liability for the accident. The person who is at fault will be based upon the police report and who caused the accident. You have no insurance, and have left yourself wide open to a judgment against you that could cost you plenty. You chose to drive without insurance, and in doing so you will be require to accept responsibility for your actions… Read More
The first thing to do is contact the police and get a police report. Because the person that hit you has no insurance, you need to report the accident to your insurance company. Your policy should have uninsured coverage and that coverage would cover you for medical and liability if you are injured. You would need to go under your policy to have your car fixed and pay your deductible. Your insurance company will then… Read More
If in a low impact at fault accident and you have no insurance and there is no police report or proof of any damage can uninsured driver be charged excessive repair costs?
sadly yes Read More
If insured hits uninsured and police wrote the report incomplete and now the insured insurance comapny is calling how can we challenge this?
im guessing youre the uninsured. and im geussing youre not at fault. if the other partys insurance company is trying to bully you out of coughing up the green for your damages then contact your insurance ombudsman, they are government run, they are the bosses of all insurace companies..good luck. Read More
What can I do to get my car fixed when the owner of the responsible car refuses refuses to pay for damages done by a boyfriend driving and her insurance won't pay because he was excluded?
I hope you got a police report. If not call the PD and ask them if it's too late to file a report, some will do one weeks after as long as both parties agree it occurred. Second, appeal to your insurance company to file the claim under uninsured motorist insurance (you SHOULD have it). If all else fails, all you can do is go to small claims court. Read More
Most policies match your bodily injury per person/per accident liability limit w/an uninsured/underinsured motorist coverage. In other words if you were hurt, check with your agent for uninsured/underinsured coverage provided by your policy. Your liability limits will be divided by slash marks. If your limits are 100/300/100, you probably have 100,000 per person/ 300,000 per accident coverage for yourself. If not, get a new agent. Well if you're at fault your insurance will cover their… Read More
Can you file a claim if someone hit your car and ran and you didn't file a police report you have PIP and Liability in Florida and had the vehicle towed to your home?
This might depend on the requirements of your particular insurance company. Keep in mind that PIP only covers injuries and Liability only covers damage that you do to someone else or their property. The damage to your car can only be covered if you have Uninsured Motorist Property Damage coverage or Collision coverage. Read More
If someone cut you off from the number 3 lane your in 2 they got partially to 1 then slammed on their brakes between both lanes you hit them from behind and they drive off who is at fault?
It depends on what state your in, most states have a law that if someone cut you off casuing you to hit them, they are at fault. If they drove off, your best bet is to file an uninsured motorist claim with your insurance. It lies in between since you weren't far away enough to brake without hitting them. BUT they left the scene of an accident, hit and run. If you have there license… Read More
Home insurance information can be found at your local police station or neighbourhood community centre. This information can also be found in leaflets distributed by the government or at specialized home insurance agencies. Read More
Responsibility for Hit and Run Damage The driver and the owner of the vehicle being driven are both jointly and separately responsible (liable) for the damage caused. Since it was a hit and run, I assume no coverage on their part. If you have Full coverage Insurance or at least uninsured motorists, then your policy will cover the loss. A police report is recommended. If you have uninsured motorist coverage included on your policy, it… Read More
If in an at fault accident and you have no insurance and there is no damage to either party and the police was called to make a report what should the uninsured driver expect in California?
the apponent that does have insuranc eshould pay for any damages Read More
You will be cited by the police. The amount of the citation varies from state to state. If you are at fault for the accident, the other person's insurance company will come after you for reimbursement for what they paid out. If the other party is injured, they will use their Uninsured Motorist Coverage. The insurance company will seek reimbursement from you for the injuries as well. If you are not at fault, you could… Read More
If you and your vehicle are in an accident, be sure to exchange phone numbers and addresses, as well as insurance, with the other party involved in the accident. Also, be sure that the police are notified of the accident. Read More
If a car backs into you in a MN parking lot a no fault state and there is no police report can you make them pay?
"No fault" in MN means that your own insurance company will pay for your medical expenses and/or wage loss if you are injured in a motor vehicle accident. Even without a police report you can contact the other driver's insurance company and make a claim for your property damage, if you have any. If the person is uninsured you then contact your insurance company to settle the property damage. Read More
Yes, if you have this coverage on your policy it provides coverage for a hit and run situation as well as other cases. One note is that you need to make sure that you call the police and get them to make a report as soon as you notice the damage whether it is an accident or an incident in a parking lot. Read More
Most police agencies are organized in a hierarchical or para-military manner. Read More
The cast of So You Want to Be a Policeman - 1955 includes: Don Brodie as Motorist Getting Ticket Ralph Brooks as Motorist James Flavin as Police Commissioner Sandy Sanders as Minor Role Mickey Simpson as Police Sergeant Ben Welden as Speeding Motorist Read More
There are about 18,000 law enforcement agencies in the United States, including police departments, sheriff's offices, state police organizations, and federal agencies. Read More
Yes, of course. If you are liable for the damages you are required by law to cover the losses. Having a police report or not having a police report has no bearing on your liability and resulting financial responsibilities. Although most minor accidents do not merit a police report, the insurance companies recommend an accident report be filed whenever possible to document the occurrence and protect the drivers and the company from individuals who may… Read More
Hit N' Run Chances are, the person who hit your car didn't leave a note - hit and run. A lot will depend on your insurance policy, but you should be protected against vandalism. In such a case, you should contact your local police and have a police report completed. Next, contact your agent with the report number and make arrangements for repairs. Expect that you will have to fork up your deductible amount, but… Read More
If your car was towed away by police but it is tax has been for an mot and failed but you were working on it and it had insurance were they wrong to take it?
No MOT, providing the vehicle is not dangerous to drive, is NOT a reason for the Police to have a car towed away. A car can be towed away, for no insurance, being driven by an uninsured person, or even reasonable suspicion of being driven with no insurance. No driving license or no tax are also a valid reason to have a car towed away. According to Surrey Police, if they tow your car away… Read More
Bad things, will mostly likely get a few citation from police. If he is found to be at fault he could be liable for the damage. Read More
If you were in an accident on a private lot and you don't have insurance and the other drivers insurance is wanting you to pay for the damages and there was no police report or tickets do you pay?
Depends upon the laws of the state. The insurance company could take you to court, and if you lose it would could also cost you court costs as well as the cost that the insurance company paid taking you to court. The owner of the lot could also press charges for tresspass (criminal tresspass in some states). In most states the only time a police report is made is when there is an injury. I… Read More
Usually your insurance should cover the damage, but this is only if you have coverage for uninsured motorists. Talk to your insurance company to find out if you have this coverage and how to file a claim. If you got a police report from the accident, you could file a claim in civil court to make the person who hit you pay out of pocket. There is no guarantee that you will win this, however… Read More
If a stolen car hit a parked car can the stolen cars owner not be held responsible even if a police report for the stolen car was placed after the hit and run was filled?
Assuming the stolen car was insured, the stolen cars insurance would be responsible. If the stolen car was not insured, the driver, if located would be responsible. If not located then the owner would probably be held responsible. Hopefully the struck vehicle is insured for "uninsured motorist" coverage. Filing the report after the accident would document the theft, but not neccesarily clear the owner of responsibility. Read More
When in an auto accident and the person gives proof of insurance and it's lapsed -can I get info from the police from the insurance policy number?
That's the first place I would go is to the police officer who wrote the report. Let them know the insurance lapsed and ask them to check on a current insurance. If the policy they gave the office is not valid I would pretty much guarantee that they don't have insurance. You can call the owner of the vehicle from the report as well. Most likely you will have to turn it over to your… Read More
What happens if you are driving an uninsured car that you also own and you get into an accident and it was your fault I have basic insurance on another vehicle but none on this vehicle in question?
If you are driving an uninsured car that you own and you get into an accident that is your fault, then you have to personally pay for the various expenses that may result from that accident, which includes both the cost resulting from damage to the cars involved, and also any medical expenses which result from injuries to people in those cars. Since you also are legally required to have insurance, the police may impose… Read More
Who is liable if you borrow someone's car get into an accident and neither one has no car insurance?
Assuming that the driver of the borrowed car was at fault, both the owner and driver can be held liable. The injured party will probably sue both. Whenever you borrow someone's car, ALWAYS demand proof of liability insurance before taking the keys because if this happens not only can you be sued but you might loose driving privledges until the injured party has been compensated in full, unless the person you hit had UNINSURED MOTORIST… Read More
What can you do if your insurance refuses to pay for damage from a hit and run accident and you have no information about the other driver?
If you don't have hit and run coverage listed in your policy then the insurance company does not have to pay for, most insurance companies do not cover hit and runs If you only have public liability which is the lowest levels of any auto insurance, then your car will not get paid for because your policy only covers other cars in case you're at fault. Uninsured motorist will cover your car IF there is… Read More
You were uninsured and involved in a hit and run The at fault driver was found and arrested What bearing would you being uninsured have in filing a claim with their insurance?
With the police report in hand, and it showing whose fault the accident was, contact the arrested drivers insurance company and make application for a claim. Chances are though, that the other person doesn't even have insurance, or a driver's license. Why else would someone hit and then run? To avoid being caught without the license or insurance. If that driver has no insurance, then about the only thing you can do then is file… Read More
What if your car is taken without permission and a police car hit your car and causes damage to the police car and your car is your insurance liable.?
It depends on who is at fault. If the police car had his lights on, or otherwise was in the right, then the registered owner of the car at fault, will probably be liable, no matter who is driving, and, your insurance may not have to cover it. If the driver has proper insurance, they may cover it, though. And, if they had keys to your car, then they had permission. In my experiences anyway… Read More
Depends on which state, and who is at fault. This answer will cover most cases. If the accident is not your fault, then the other party's insurance will cover your vehicle damages up to the book value unless there is extensive damage which will otherwise make the vehicle a total loss. Should the other party not have insurance, call the police, and unless you have full coverage or uninsured motorist, your only option is to… Read More
Yes, you do not need a police report to file a insurance claim. Read More
What happens when you are involved in an auto accident and you are uninsured but the other vehicle is insured and you are not at fault but the other driver claims you are?
See this related answer: http://www.answers.com/Q/If_you_are_driving_without_insurance_and_are_involved_in_an_accident_that_is_not_your_fault_who_is_responsible_for_damages_to_your_car_What_legal_consequences_are_involved_for_the_uninsured_driver Read More