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"Flood Insurance" will cover damage resulting from a Flood. Homeowners Insurance will not.

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โˆ™ 2009-09-17 08:50:05
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Q: Does insurance cover foundation leak after flood?
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Related questions

Will insurance fix damage from water leak?

depends on source-some won't cover an act of God if it was a storm or flood unless you have specific flood coverage.


Does insurance cover a leak in the roof?

It depends on the termsof your insurance.


Does homeowners insurance cover a leak in the water line in your yard and will insurance cover resulting damage to your foundation and inside walls?

No. Probably not. Unlikely. What caused the leak in the water line? Old age? Ground shift? If and only if the leak was caused by a named peril do you have a chance of making a successful claim for any of the damage.


If the insurance says water leak not responsible for foundation problems and will not cover is the damage such cracks covered?

If the foundation problems are not covered then it naturally follows that any resulting cracks would also not be covered.


Does insurance pay for under foundation water leak?

no it is specifically excluded


Does homeowner insurance pay for mold removable?

For the most part, only if the mold is a result of a roof leak or major storm damage. If you live in a flood plain, you can purchase an additional insurance policy specifically for flood damage that would cover mold removal from floodwaters. If the mold is due to plumbing problems, neglect or other issues, your home owner insurance policy will probably not cover it.


Does your insurance cover your tenants computer that caused a leak from the ceiling?

No, they only cover your stuff


Does Flood insurance in Florida cover plumming leaks?

No, and it is very likely that homeowners insurance will not provide coverage either as if the water damage is attributable to a leak, seep, drip or any other type of long term problem.


Does it cover water damage?

The coverage for water damage varies from policy to policy, and almost always there are exceptions or exclusions. For example, many homeowner's insurance policies will cover sudden water damage, but will not cover damage from a slow, long-term leak. And water damage from a flood would be covered under a separate flood insurance policy, and not under your homeowner's insurance. It is a good idea to review your policy and consult with your insurance agent to make sure that you won't have any unpleasant surprises where you thought it would be covered but it isn't.


Can you cover foundation cracks when gardening?

It is not a good idea to cover foundation cracks with gardening. Have a knowledgeable building expert check the foundation crack and repair it. Don't hide it with plants and invite water to leak into your house.


If the upstairs patio is leaking through to the family room below - will homeowners insurance cover it?

If it was a sudden leak, they would cover it. But the would not pay to fix the leak in the patio


Do your townhouse neighbor need home insurance for damages from a leak in your home?

Your townhouse neighbor does need home insurance for damages from a leak in your home if the two are connected. Often, flood insurance is separate from standard homeowner's insurance and must be purchased as an add-on or can be purchased in a renter's policy.

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