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If it is the result of a fire, the homeowners insurance should definitely cover it. But if it is something like a fire in a chimney flue, maybe not. That is considered routine maintenance. If it isn't done a claim might not be valid. Perhaps you can find some information in your homeowners policy or contact your insurance provider.
If it's the result of a smoker living in the home, meaning you have nicotine and smoke stains from cigarette smoking, then no, that would not be covered.
It should be covered, no problem. There are many companies out there who specialize in taking care of smoke damage to furniture, clothing, etc.
If the smoke damage is from something sudden and accidental then yes it should be covered. If it's from cigarettes then no, it's not covered.
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Does insurance cover smoke damage from furnace?
YES
Will insurance cover damage to a vehicle that was backed into a pole?
As long as you have collision yes insurance will cover the damage that was done.
Does insurance cover termite damage?
No.
Does insurance cover condensation damage?
No
Does homeowners insurance cover fire damage caused by smoking?
Most policies will cover fire/smoke damage caused by any event other than arson. If the fire was accidental in nature more than likely your insurance company will cover the damage to your home. Call your company and report the claim. If the company does not cover the damage contact an attorney in your local area who specializes in first party insurance law. He/she will be able to help you.
What does insurance cover for wind and hail damage coverage?
Insurance will cover whatever damage to your vehicle as long as you have comprehensive insurance. As long as you have a HO-3 insurance, it will cover the replacement cost to your house if you take wind or hail damage as well.
If your fence has termite damage and needs to be replaced will insurance cover it?
No, they will not cover it. However, if a gust of wind knocks it down, then they will cover the fence. Insurance does not cover damage caused by insects.
Does insurance cover foundation leak after flood?
"Flood Insurance" will cover damage resulting from a Flood. Homeowners Insurance will not.
Does car insurance cover damage caused by a siezed engine?
No. Insurance does not cover mechanical problems.
Does home insurance cover vehicle damage from roof tiles?
NO, Homeowners insurance does not cover automobiles.
Will homeowner's insurance cover woodpecker damage?
No
Will your flood insurance cover your car in the driveway?
No, Flood insurance will not cover your Automobile. Your Comprehensive Auto Insurance will cover flood damage to your Car.
