If it is the result of a fire, the homeowners insurance should definitely cover it. But if it is something like a fire in a chimney flue, maybe not. That is considered routine maintenance. If it isn't done a claim might not be valid. Perhaps you can find some information in your homeowners policy or contact your insurance provider.
If it's the result of a smoker living in the home, meaning you have nicotine and smoke stains from cigarette smoking, then no, that would not be covered.
It should be covered, no problem. There are many companies out there who specialize in taking care of smoke damage to furniture, clothing, etc.
If the smoke damage is from something sudden and accidental then yes it should be covered. If it's from cigarettes then no, it's not covered.
Most policies will cover fire/smoke damage caused by any event other than arson. If the fire was accidental in nature more than likely your insurance company will cover the damage to your home. Call your company and report the claim. If the company does not cover the damage contact an attorney in your local area who specializes in first party insurance law. He/she will be able to help you.
As long as you have collision yes insurance will cover the damage that was done.
Insurance will cover whatever damage to your vehicle as long as you have comprehensive insurance. As long as you have a HO-3 insurance, it will cover the replacement cost to your house if you take wind or hail damage as well.
No, they will not cover it. However, if a gust of wind knocks it down, then they will cover the fence. Insurance does not cover damage caused by insects.
"Flood Insurance" will cover damage resulting from a Flood. Homeowners Insurance will not.
No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.
No, Flood insurance will not cover your Automobile. Your Comprehensive Auto Insurance will cover flood damage to your Car.
Renters insurance really does cover a lot. It covers natural accidents, burglary, theft, fire, vandalism, and smoke damage. It also will pay your rent for a few months if you get hurt in the apartment.
No. Insurance does not cover mechanical problems.
No, not direct damage.
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
No homeowners insurance does not cover vehicles, that's what auto insurance is for.
Yes Atlas insurance does cover flood damage. They also secure food insurance that you may need and also provide you with insurance to replace your assets which were damaged in the flood.
Property damage liability car insurance will cover the individuals car and property that you hit. It will not cover anything to do with your vehicle if the accident is your fault.
The person's collision insurance should cover the damage to their car, and their liability insurance should cover the damage to the fence and property. If they have no collision insurance, they will have to fix their car on their own.
If your neighbor is responsible for the damage, yes. If not, no.
Pre Existing DamageNo. Your Homeowners Policy would not cover pre-existing damage.
Yes, most homeowners insurance will cover this type of damage. You need to read your specific policy for exclusions for water damage.