NO, generally not.
no - damage by insects is excluded
No, they will not cover it. However, if a gust of wind knocks it down, then they will cover the fence. Insurance does not cover damage caused by insects.
Usually not. Check your policy for Perils Insured Against, and Exceptions. Call your insurance company. If they say it is not covered, ask where it says that in the policy.
As long as you have collision yes insurance will cover the damage that was done.
no... insurance is based on risk, termites are pretty much a sure thing
Insurance will cover whatever damage to your vehicle as long as you have comprehensive insurance. As long as you have a HO-3 insurance, it will cover the replacement cost to your house if you take wind or hail damage as well.
"Flood Insurance" will cover damage resulting from a Flood. Homeowners Insurance will not.
No. Insurance does not cover mechanical problems.