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Insured has thirty (30) days to add new vehicle to commercial auto policy. For auto insurance it is what is on the policy that is covered.

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โˆ™ 2008-10-24 14:54:31
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Q: Does liability insurance cover all vehicles even if they are not listed on the policy?
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Does liability insurance fullfill coverage law on any car owned even if its not listed on the card?

Liability Insurance on a personal policy does not cover all vehicles owned. It covers all vehicles listed on the policy. If your state requires you to have liability insurance cards for each vehicle then a card will be given to you for each listed vehicle. In Georgia the State requires that each insurance company electronically transmit to the State Department of Motor Vehicles issuance and cancellation of all vehicles for required insurance. The Officer can take the tag number and verify that it has insurance on it that day. It works much better that I thought it would.


Is A property or liability insurance policy a business or liability contract?

A property is not a contract or a business. A liability insurance policy is a kind of contract but not a business. the answer is b...


What is the umbrella under auto insurance?

Umbrella insurance, also referred to as a Personal Liability Umbrella policy, is a policy that provides additional liability insurance coverage over your vehicles, recreational vehicles, boats, home and more. An umbrella policy will protect you against gaps in coverage and are designed to protect you in the event you face a large liability claim because of damage or injuries you are found responsible of causing. Your umbrella rates will depend on how many underlying policies you are covering. Those with just a vehicle and a property insurance policy will pay less than those with recreational vehicles, boats, and more.


Is liability insurance covered on all vehicles owned?

Not necessarily. Vehicles must be listed on the policy and a premium paid for the coverages desired. Some companies give a certain number of days coverage when you purchase a new vehicle and some do not provide coverage until you notify them to add the new vehicle to the policy.


Are defense expenses paid in a contractors professional liability policy?

A Professional liability insurance Policy, as well as a contractors General Liability Insurance policy will provide coverage for the cost of legal defense.


Is there a deductible for Personal liability Insurance on a homeowners policy?

Your applicable deductibles are listed in your Insurance Policy. If you have difficulty reading your policy just contact your insurance agent for clarification. All Policies are not the same so it just depends on the coverages and deductibles you requested when you purchased your insurance.


What is excess insurance mean on an subcontractors insurance?

The term 'excess' insurance is usually for liability coverage. An excess liability policy is also commonly referred to as an 'umbrella' policy because it offers additional coverage over other liability coverages. In the case of a subcontractors insurance, it would be a policy which would extend higher limits than the base policy on general liability and auto liability.


Do you have to list your spouse and your spouse's vehicles on your insurance policy?

No. Added: If it is an automobile policy or a 'blanket' policy that you intend to insure it with, yes, it will have to be listed. If the policy you refer to covers ONLY your vehicle, and no other, then no.


What is grouping property?

A policy providing liability insurance in a similar to a group life insurance policy


Where is the limit of insurance company liability for uninsured motorist coverage listed in the policy?

It would be listed on your declaration page which is mailed to you at each renewal period. Listed first would be your Bodily Injury limits and under that would be your uninsured/underinsured liability if you have it.


What is proof of liability insurance?

A certificate of insurance , with you named as the cewrtificate holder. However, you should always call the agent listed on the sertificate to verify that the coverage and policy is in force.


Does a liability insurance company have to release a copy of the insurance policy to the claimant?

No.

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