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Answered 2012-03-09 14:44:26

If the insured dies of any causes (except suicide in the first two policy years) then benefit is payable.

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life will cover you for the long haul/ Death will cover the removal of the dead person and put it in the ground

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I dont think so. Most insurance policies do not cover death by intentional suicide.

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Life insurance covers death by any causes not specifically excluded. That generally means they don't cover suicide. Life insurance covers death by natural causes, i.e a disease.

Usually the only difference between accidental death life insurance and regular life insurance is the name, although sometimes an accidental death life insurance will pay out more money if the death is accidental.

Life Insurance Companies do not cover suicide, subject to the "Suicide Clause" limitation in all life insurance policies. The suicide clause stats that no death payment will be made if an insured commits suicide within the first two years (one year in Colorado) that the policy is in force. This clause protects the insurance company against adverse selection - the purchase of a life isnurance policy in contemplation of a planned death in order for the beneficiary of the life insurance policy to collect the life insurance proceeds.

Life insurance can cover the cost of funeral expenses. There are also funeral insurance plans that can be purchased separate from life insurance. He would want to look at how much the estimated cost of a funeral is these days and adjust his life insurance plan to cover the costs.

Unless the person died while wrecking the car, no. I believe you are looking for a type of life insurance that pays the loan balance upon death of the owner of the loan and vehicle. This is mortgage life insurance.

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Suicide is covered by most life insurance companies. However, a certain amount of time must pass by from the time the policy is issued. Some states regulate the time that must elapse. The policy should cover this specific type of death. The delay can be two years.

The amount of life insurance you purchase depends on how many dependents you have and their ages. You would want term insurance that would cover several years of living expenses plus college for a spouse and children. Mind you, this is cheaper the younger you are. Accidental death and dismemberment may be a subset of life insurance--your beneficiaries get paid for your untimely death.

A term life insurance policy is a basic protection that covers expenses in case of an accidental death, it will sometimes cover debilitating injuries, but only briefly. A universal insurance policy covers a wider category and can sometimes be cashed in.

Chesapeake Life Insurance Company cover accidental death, death by a range of illnesses and causes and permanent disabilities. Some conditions are excluded and a full range of conditions are available at Chesapeake online

Death insurance, otherwise known as life insurance, can be purchased from a licensed insurance agent in your area from companies such as State Farm or New York Life.