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Does my home insurance cover damage to my neighbors car from my trampoline?
Wiki User
∙ 8y ago
No. Homeowners insurance is for houses, it does not cover cars. Automobiles are covered under the owners auto insurance policy.
Trampolines and resulting injuries and damages are always excluded from homeowners insurance policies in the United States if the insurer knows you have one and sometimes even if they don't know.
In fact, if the home insurance company finds out you have a trampoline on the property, they will generally require you exclude it from all coverage including liability and many will just automatically schedule the policy for cancellation.
Wiki User
∙ 8y ago
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Does homeowners insurance cover your child damaging the neighbors vehicle?
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
Does your home owners insurance cover damage to neighbors car due to high wind?
No, Your Homeowners Insurance will not cover windstorm damages to your neighbors vehicle because you are not liable for acts of nature. Your neighbors will have to look to their own Comprehensive Auto Insurance to cover windstorm damages to their vehicle.
Do homeowners insurance cover damage done by neighbors?
yes it does i know because someone broke our fire-pit and insurance covered it
What happens if you tell your insurance company that you do not have a trampoline but you do?
Don't expect insurance to cover you if something does go wrong on the trampoline...
Does your insurance cover damage to neighbors car by shingles?
Your car insurance does not cover damage to another persons car that was caused by your home via weather or unforeseen circumstances. Their own insurance should cover the damage dealt to their car, assuming they have more than just liability coverage. If not, then it is their problem to fix their car.
Does your auto insurance cover damage to neighbors car by shingles?
Your car insurance does not cover damage to another persons car that was caused by your home via weather or unforeseen circumstances. Their own insurance should cover the damage dealt to their car, assuming they have more than just liability coverage. If not, then it is their problem to fix their car.
Does your home insurance cover damage to neighbors cars?
No. Homeowners insurance doe snot provide coverage for automobiles manufactured for use on public roads. That's what Auto Insurance is for.
Who is liable for tree root and water damage to a neighbors house?
If it was on your land - you are. But ask your insurer - you pay for advice not just insurance cover
Will your insurance cover you if you use uninsured builders who damage neighbors tree?
No. If you choose to use un-insured contractors then you are proceeding at your own risk.
Who is responsible for damage if a neighbors gazebo lands on your home?
the owner of the gazebo if they were negligent the maintenance of it. Your homeowners insurance would cover the damage. However, some insurance companies provide up to $500 for property damage to coverage others absent of liability.
What kinds of things does condominium insurance cover?
Adjoining condominiums and townhouses run the risk of incurring damages from an unforeseen water damage / fire. Your unit may had a fire and smoke damage to your neighbors unit or your dishwasher leaks and causes the unit below to have to replace their ceiling, electric and etc. Who is responsible in a multi-unit building? The first thought is the association will cover it, but that is not generally the case. H06 Insurance will be the policy for this type of protection. Without it, you will need very deep pockets to cover your interior damage and the damage of your neighbors. That’s why it is very important to have an insurance policy for your condominium or townhouse unit.
Will insurance cover damage to a vehicle that was backed into a pole?
As long as you have collision yes insurance will cover the damage that was done.
