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Does my insurance cover a friend driving my car?


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Answered 2012-07-07 22:10:59

yes because if you have insurance on your car as long as you name is on the title and you were in the car with your friend most likely the insurance will cover it

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Do you have car insurance? Yours will cover it. Your friend if he is a true friend, will cover the deductible.


As long as she has the correct insurance that allows the car to lent to a friend then it should cover you.


Car insurance follows the car. If you are using the friend's car temporarily, with permission, as a substitute for your own insured car, your insurance should cover you if the friend's insurance does not. What if my friend (who has the car) does not have insurance and I want to pay for my faults and fix it - will he be arrested?


It should, if you let someone borrow your car, coverages should apply.


I believe most insurances will cover the damages if the car is insured and you have a license, but if you do not have a license the insurance will not cover anything you are both liable. Your friend is liable for loning you the car without a license and you are liable for driving it.


Only if the insurance covers more than one driver. Check the policy.


Umm... No... If your car has no insurance then then it doesn't have anyone to cover it... That's why you need insurance...


Yes, some of your own automobile insurance can cover you while driving your friends car. The coverage that your friend has on the car will be the primary coverage and then if that coverage is insufficient for the damage caused then you can go to your own policy for additional coverage.


To whom it may concern, Normally, your insurance will not cover you driving your employer's car. Your employer normally or should carry insurance on their company cars. Best Regards, "T"


Certainly, you can get liability insurance which will cover you while driving someone else's car.


That depends on the insurance that you and the friend have. Your insurance may cover your son in any vehicle. Same as with the friends insurance covering any driver. You just have to call and ask.


This depends on the insurance policy. Usually your car is covered, no matter who is driving it. However, if you are driving a car and the owner doesn't have insurance, then your insurance would pay if you got in an accident.


The insurance will not stand if some one else was driving the car, in Florida.


It depends on your insurance. Most insurance companies cover any car you are driving. If it doesn't, the rental agency will be able to help you.


no, the driver has to be on your insurance or have there own insurance. if your driving and the persons with you then yes



the car owners insurance The person driving the car would need to submit a claim to their insurance company. There are a few insurance companies that will cover not only the registered owner but anyone driving the car, however this is not usually the case.


Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.


If you are driving the car it may cover you, but it won't cover a car unless it is on your policy. Depending on your policy it may not cover you either. Some insurance policies don't cover you if you allow another driver other than yourself to drive your car. Check your policy.



No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.


no, but if your friend has ins on their car, it will transfer to cover you as long as you're over 25


Insurance follows the car. Your roommates insurance will cover the damage providing that he has "collision" coverage.


If you have insurance on your car, and someone else is driving it, and has an accident your insurance rate will go up but it will cover the damages to the other persons vehicle.


If you have insurance yourself you are insured to drive someones car. If you have an accident your insurance will cover it.



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