Does no fault Insurance apply to medical claims only or is the collision damage 'no fault' also?
No fault medical coverage means only that the coverage will pay for an insured's injuries no matter who was at fault for an accident. This is the only coverage in which this 'no fault' terminolgy applies to. The medical coverage names and amounts vary by state. GA, SC, and LA have Medical Payments. FL and MI have Personal Injury Protection. AR has Medical Benefits. They are essentially the same coverage with different amounts, restrictions, etc. but all are considered no-fault coverages.
In claims and with all other coverages, liability for damages is determined by who was at fault or who caused the accident.
All of them. Read More
The forthcoming insurance companies offer collision insurances: Insurance4CarHire, Auto Rental Collision Damage Waiver, Rental Cars and the Collision Damage Waiver, etc. Read More
It does cover your liability for property damage and medical expenses if you were at fault. If you have collision insurance, your vehicle will also be covered. Read More
The term collision in insurance covers the cost of damage to a car that is the fault of the insured. Collision insurance does not cover any damage caused from vandalism or theft. Read More
Your own liability insurance will never pay for the damage to your property or for your medical expenses. Your collision insurance pays for damage to your property, if it is your fault. Your Uninsured Motorist Insurance or Underinsured Motorist Insurance pays for damage to your property if caused by someone else who is uninsured or under-insured. Your liability insurance will pay for the damage to someone else's property or for someone else's medical expenses, if… Read More
Auto insurance consists of both liability insurance and physical damage coverage. Collision coverage is part of the physical damage section of an insurance policy and is designed to either repair or replace your vehicle if you are involved in an accident up to the fair market value of the vehicle. Collision will pay for both damages caused in an at-fault accident and damages caused in a not at-fault accident if the other party did not… Read More
The CDW (Collision Damage Waiver) insurance covers the following: Liability, collision, theft and other damage. This sort of insurance is offered by car rental companies. Read More
The person's collision insurance should cover the damage to their car, and their liability insurance should cover the damage to the fence and property. If they have no collision insurance, they will have to fix their car on their own. Read More
Erie Insurance auto insurance plans include coverage for bodily injury liability, medical payments, property damage liability, collision, comprehensive, and uninsured/underinsured motorists. Read More
As long as you have collision yes insurance will cover the damage that was done. Read More
Usually the amount of damage is estimated based on insurance claims. Uninsured property is then estimated based on the total value of the insurance claims. Read More
Insurance collision is a form of automobile insurance that covers physical damage. In most situations the insurer pays for the insured injuries, damage to the vehicle of the insured, and if the insured is at fault it pays for the damage to the other vehicle, and the other driver. Read More
It covers damage to your vehicle resulting from an at fault collision with another vehicle or object. Read More
Insurance follows the car. Your roommates insurance will cover the damage providing that he has "collision" coverage. Read More
No damage, no claims Read More
It depends upon the kind of insurance to which you are referring. Physical damage coverage (collision and comprehensive) covers physical damage to the vehicle insured according to the policy terms. Liability insurance protects you from claims by third parties who may have sustained damages as a result of your careless in operating an insured vehicle. The scope of damages can be either property damage or bodily injury damages. Personal Injury Protection insurance (often referred to… Read More
Collision coverage pays to repair or replace your vehicle if you are determined to be 'at-fault' (you caused the accident). Typically, a deductible (amount you pay out of pocket) applies to this type of coverage. The most common deductibles are $500 to $1000, but can be lower or higher. Comprehensive (also known as "Other Than Collision") coverage is usually included on policies with Collision coverage. It covers theft, vandalism, flooding, fire, animal damage, glass damage… Read More
In a collision an uninsured motorist was at fault who pays for the damage insurance or uninsured motorist?
The insurance will pay for your damage if you have insurance from underinsured motorists. Otherwise, the motorist will pay for it who doesn't have insurance if they have any money. Read More
It means that their insurance company will pay for damage done to the other party. However, they are on their own for damage done to their own car and their own medical expenses. Collision coverage is for damage done to your car during an accident. Comprehensive coverage would cover other types of damage, such as a tree falling on your car or the actions of vandals. Read More
In terms of auto insurance, the deductible is the amount the policyholder is committing to pay if their vehicle is damaged or stolen before the insurance company is responsible for paying out a claim. A deductible applies to both comprehensive and collision physical damage coverage. Comprehensive will pay for damage or loss to your vehicle resulting from fire, theft, vandalism, hail damage, and wind. Collision pays for damage caused by an accident. You will be… Read More
Building insurance claims may be due to a variety of factors, such as accidental damage. One may need to claim on buildings insurance if one's house suffers storm damage, for example. Read More
GMAC offers car insurance which covers liability for body injury, liability for damage to property, car collision, medical expenses, uninsured/underinsured motorist coverage and personal injury protection. Read More
Only if it was caused by a collision or sabotage. Read More
What is a type of vehicle insurance that covers damage sustained by the insured's vehicle in an accident?
Collision Read More
It covers the damage done to your car in an accident. Read More
First, if you have comprehensive and collision coverage on your own vehicle then check with your own insurance carrier to see if that will automatically extend to the vehicle you will be renting (as that would save you a lot of money). If it does not extend (and you have liability insurance) then you will need to get the rental company's property damage insurance (sometimes called collision damage waiver). Read More
Comprehensive insurance coverage is a physical damage part of automobile insurance which covers you vehicle for fire, theft, vandalism, broken glass, and all animal collisions. Collision is the other main part of physical damage coverage which covers hitting something or turning the vehicle over. You can purchase comprehensive without collision but not collision without comprehensive. Read More
Liabilty will not cover damage from a collision with a deer no matter what insurance company you have. Animal collisions are covered under "Comprehensive" or "Other Than Collision" coverage. Liability only covers damage you do when you are at fault. Read More
Please Help. What do you do when the insurance companies tells you they cannot contact the person named in the police report and that you must pursue the perpetrator through the small claims tribunal?
Usually if your vehicle is insured for collision and other than collision coverages, you can be paid for the damage and they will subrogate or go after that party for the costs incurred. Read More
It covers damage done to your car in an accident. Read More
Will your car be covered if you are involved in a hit and run and all you have on the car is PLPD and the car is a total loss?
No, you only have insurance to protect you against claims for damage you caused to others. If you can't afford to replace the car, keep the comprehensive and collision coverage. Read More
Does Garage Keepers Insurance cover non-collision damage to vehicle specifically engine failure due to diesel runaway?
No, it would not cover damage of that nature. Garage Keepers insurance provides protection in case a vehicle is damaged by fire, theft, vandalism or collision. Read More
Would your insurance premium go up if you rear-end someone and your own damage is a few thousand but there is none on others?
If you file a claim with your insurance company for your own damage (if you have collision insurance) yes...probably. Read More
What insurance provides medical and property damage coverage if you are in an accident with someone who does not have insurance?
Usually your own insurance. Read More
I had a single car accident with no injuries and just damage to my car. How do I proceed with my insurance company?
You call your insurance company and file a collision claim. You pay your collision deductible and they will set up repairs for your vehicle. Read More
There are exceptions to this but normally the car rental firms insurance covers the the car, if in doubt always get CDW when renting a car (Collision Damage Waver) if you have OPCF 27 on your car insurance then your insurance will cover the rental car, its called the Laibility for damage to non-owned automobiles. you must have collision and comprehensive for this coverage to work. Read More
We were visiting my mother-in-law and my wife tripped over my dog and broke her elbow will my own homeowners insurance help pay the medical bills?
You have an insurance policy which explicitly spells out what is insured and what kinds of claims you can make, so you might want to read your policy, but I can tell you that the purpose of homeowner's insurance is to protect you from financial loss resulting from damage to, or theft of the property in your home; it is not medical insurance and does not pay medical bills of whatever sort. Read More
What type of insurance will pay for damage to your car or to replace your car if it is declared to be a total loss?
collision coverage Read More
Will the other insurance company pay for my damages if i don't have collision and it was not my fault?
It should if they have property damage liability. Read More
That's your Collision Damage Waiver -- the insurance you purchased on the rental when you rented it. Read More
This type of insurance is tailor made to your business. It insures you against employee insurance claims, stock theft or damage, building damage and assists you to claim from almost any disruption from your income. Read More
Comprehensive auto insurance covers a wide variety of situations that include fire, theft, weather damage, and vandalism. It does not cover collision. Read More
That would be under a collision insurance. The property damage portion would pay for the mailbox. Read More
There are seven types of car insurance. Liability insurance covers the cost of repairing any property damaged in a crash, as well as medical bills. Collision insurance makes it so then insurer pays for repairs. Comprehensive insurance handles any situation, including theft. Uninsured motorist protection is a policy that covers damage by an uninsured motorist. Medical/Personal-injury Protection covers costs of injury. No-fault insurance covers property damage and injuries no matter who is at fault. Gap… Read More
If the insurance does not sufficiently cover the cost of your car who should you go after in small claims court?
It depends on who caused the damage, and what the agreement with insurance is. Read More
Medical payments coverage generally pays a portion of medical expenses incurred as a result of a collision and resulting injuries. Similar to Personal Injury Protection coverage, it pays expenses without regard to fault for the collision. It can fill in some of the gaps of coverage that may occur in Personal Injury Protection coverage, such as a high deductible. It may also be triggered when all of the benefits of Personal Injury Protection coverage are… Read More
Some websites say the average water damage insurance claim is $7,500 including drying and reconstruction. Read More
The type of claims that camper trailer insurance would cover include damage to the camper due to weather, damage to the trailer that occurs when traveling, such as an accident, any loss of property if someone was to break in, and damage that any person may sustain while in the trailer. Read More
If you leave the scene of any collision, you may be arrested and brought to jail. The laws are different in each state but leaving the scene of an accident is serious. The damage can be covered by insurance. Read More
No, your collision and other than collision would be the place to get those coverages. Liability protects you from having to pay if you injure or damage someone else or their property. Read More