Does no fault Insurance apply to medical claims only or is the collision damage 'no fault' also?

No fault medical coverage means only that the coverage will pay for an insured's injuries no matter who was at fault for an accident. This is the only coverage in which this 'no fault' terminolgy applies to. The medical coverage names and amounts vary by state. GA, SC, and LA have Medical Payments. FL and MI have Personal Injury Protection. AR has Medical Benefits. They are essentially the same coverage with different amounts, restrictions, etc. but all are considered no-fault coverages.

In claims and with all other coverages, liability for damages is determined by who was at fault or who caused the accident.