0
Bear in mind that most companies strictly prohibit coverage for homeowners who have a Trampoline. Generally when the Home Insurance Company discovers that you own a Trampoline they cancel your policy. whether an injury has occurred or not.
If you have homeowners liability coverage, and you do not have a trampoline exclusion, then yes, liability would cover non-household members. Be prepared though to have your insurance cancelled.
Wiki User
∙ 12y ago
Wiki User
∙ 12y agoNO, The landlords, or owners insurance is specific to the named insureds property and liabilities. If your tenant has chosen to own a trampoline that would be there own responsibility and their own liability in the event of a loss or injury.
Bear in mind though that whether the owner lives in the house or it is leased to a tenant the insurance company will most likely cancel the policy if they discover a trampoline on the property.
AnswerPlease remember that liability insurance covers negligence, so the trampoline would only be covered by liability insurance if you can prove some level of negligence associated with the trampoline.Wiki User
∙ 11y agoNot necessarily, It depends on who owns the Trampoline or who is responsible for the trampoline based on the rental contract.
A trampoline is considered an "Attractive Hazard".
Generally, The owner of the Trampoline would be the liable party, unless the liability was transferred to the tenant by contract.
Add your answer:
Earn +20 pts
Why Tenants Liability insurance?
The property Owners Liability Insurance does not extend coverage to a Tenant. This is one reason a tenant might want to buy their own tenants liability coverage for their own protection.
Does the owners liability insurance cover contents of a a fire when the renters lost everything?
Is homeowner liability for a fire?No, This is why it is recommended that tenants obtain a renters insurance policy to cover their belongings and personal liability. The owners insurance is for the owners own property and legal liabilities, so unless the owner is somehow responsible for starting the fire, the owner would not be liable for the tenants property.
Does homeowner insurance cover renters fall?
No, the property owners coverage does not provide coverage for a tenants property or liability.
What is the difference between Property owner's liability and Tenants liability?
Property owners Liability is the financial , legal liability attaches to property owners due to their property, where as tenants libility vice versa
Is an owners life insurance an asset or a liability?
Asset.
Do inventor and owners of prouct need product liability ins?
It is not mandatory for inventors or owners of a product to carry product liability insurance. Most insurance agencies will say that it is wise for them to obtain product liability insurance in order to protect them from potential risks.
What types of liability insurance are available?
It depends on whether you are talking about a liability insurance for cars. There are various insurance available to car owners and renters. There is also business liability insurance (doctor, lawyer, accountant, etc.).
Where can you find out more information about insurance liability?
Hiscox is a good start to find out about insurance liability. Hiscox can provide small business owners and brokers with the information they need to meet their insurance liability needs.
LLC Liability Insurance?
form_title=LLC Liability Insurance form_header=Even as a limited liability company, it's important to have protection from personal liability. Have an insurance professional create a personalized quote based on your business risks. Type of Insurance Needed:= [] General Liability Insurance [] Property Liability Insurance [] Professional Liability Insurance [] Directors and Officers Liability Insurance [] Product Liability Insurance [] Other [] Not Sure Years In Business:=_ How many total people work in your business (including yourself, owners, officers, employees, contractors, etc)?=_
What's garage liability insurance and its coverage?
Your garage insurance should be covered by home owners insurance or renters insurance. I am not sure you would need liability insurance in a garage though, because no one else would be hurt in there.
Can you just get liability insurance for a house?
Not likely. The owners liability coverage is generally an option under the home property insurance policy. I don't know of any insurance company that would sell Liability as a stand alone coverage for a home.
Does my home insurance cover damage to my neighbors car from my trampoline?
No. Homeowners insurance is for houses, it does not cover cars. Automobiles are covered under the owners auto insurance policy. Trampolines and resulting injuries and damages are always excluded from homeowners insurance policies in the United States if the insurer knows you have one and sometimes even if they don't know. In fact, if the home insurance company finds out you have a trampoline on the property, they will generally require you exclude it from all coverage including liability and many will just automatically schedule the policy for cancellation.
