Apartments and Home Rentals
Renters Insurance

Does renter insurance cover your gun?

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Answered 2009-01-15 17:52:40

You should check with your insurance agent. Different companies/policies may have different stipulations.

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Does homeowners insurance cover a renter?

No. That's what renters insurance is for.

Does an owners liability insurance cover damages to contents of renters property if the homeowner is negligent?

No, a homeowners insurance policy does not provide coverage for the property of a tenant. That's what "Renters Insurance" is for.If the renter chose not to purchase a renter insurance policy, Then the renter was negligent to the extent that the renter chose not to purchase a renter insurance policy, perhaps with the mistaken belief that the owners policy would cover them.

Your renter started a fire and has renters insurance how much will it cover?

most renters policies only cover the personal property of the renter. The property owner typically carries insurance for the Hazard of Fire.

Does Renters Insurance Cover Bed bugs?

No renter insurance covers bed bugs....sucks!

What is the difference in renter and landlord insurance?

The diiference between landlord & renters insurance is that landlord insurance is a policy that covers property owner from financial losses with their property.Renters insurance is policy that cover the renter from financial losses or personal items.

Do renters insurance cover broken windows?

In general, no. Renter's insurance covers the property of the renter, not the property of the landlord.

If you are renting an apartment and the water heater suddenly starts leaking will the landlord's home insurance cover damage to books and comic books?

noAnswerNo, the landlord's insurance will only cover the contents of the landlord and not the renter. The renter should have their own insurance policy, called a tenants policy or HO-4

Who pays insurance on a rental home?

The owner will usually have a policy but if you are a renter, you should have a renters insurance policy to cover your personal belongings.

Does homeowners insurance cover an injury to a guest of a renter in the same residence of the homeowner?

If the renter bought their own renters policy, his insurance would cover the claim. Because you are renting out the home you should not have a standard home owners policy. Call and check with the Claims department of your insurance co and ask the question.

Will renters insurance cover your own injuries sustained on your property?

If you're the renter, no. If you mean you're the property owner, if the renter was negligent and that negligence caused the your injuries, probably yes.

Does renters insurance cover damage to others property?

No. "Renters Insurance" is property coverge for a tenant. It will cover the property of the named insured Tenant or Renter that is located within the rented dwelling. It will not cover property of someone who is not a named insured on the policy.

Can a renter insure the structure he lives in?

There is renters insurance, but it is on the items the renter has brought into the house/apartment. The owner has insurance on the building.

Renter involved in marijuana growing in house does my policy cover police damage and renter damage?

My house was ;used by t;he renter to grow marijuana plants for 2 years. Police raided the house and the renter left but incurred a lot of water damage, holes all over the walls and ceiling and molds all over the house. Does my home insurance cover the cost of these repirs?

Can a renter make a flood insurance claim in Texas?

That depends. If the renter has their own flood insurance then the renter could certainly file a claim on it they have a flood loss. If your asking can the renter file a claim on the Property owners flood insurance then the answer would be no. The owners flood insurance would be specific to the owners property, not property belonging to a tenant.

What does renters insurance cover?

Renters insurance will cover your belongings in the house, and will also cover you for any legal mishaps you have with the landlord. It is prudent to have it as if for example there is a flood your belongings would not be covered by the landlords house insurance.

Will your renter insurance cover when there was a damage in parking lot with your vehicle?

Of course not. Auto insurance has to cover your car and home insurance covers your home. Damage to you car is always covered under an auto policy. It is specifically excluded under your homeowner's rental policy.

Does renter insurance cover loss of food due to lights being off by storm?

No, Renters insurance excludes liability for the failure of or losses resulting from a failed utility conveyance.

- Does landlord insurance cover damages to inside walls?

yes it should - renters insurance has limited to zero building coverages - it would only cover betterment and improvements made to the building by the renter. All other building losses is covered by landlord policy

Will your homeowners insurance cover your dwelling if you have a renter?

Yes, but only for the dwelling, not for your renter's belongings. be sure to notify your insurance company that you have renters, your rate will go down because they're not insuring your belongings...and be sure to tell your renters about renters insurance.

Who is responsible if a rental car is stolen from a customer's garage?

Rental cars are insured. You can not rent a car without insurance. The insurance will cover the theft so long as the renter is not found to have been involved in the disappearance of the vehicle.

Does landlord insurance provide protection for a renter?

No, landlord insurance does not provide protection to the renter. Landlord insurance simply covers the landlord if an issue that is of their fault arises. All other issues are at the renter's responsibility. All renters should acquire renters insurance.

Do you have to reimburse the insurance company for leaving grease unattended on your stove at your apartment?

Possibly. The insurance company has reimbursed your landlord for his loss, and may indeed be within their rights to attempt to recover that from you as the one responsible. You're not their customer, your lanlord is, and anything they can recover from you will reduce the premiums they charge their customers.Unless the insurance company in question is the renter's, because he had rental insurance. In that case, the renter would be the insurance company's customer. As to whether the insurance company would cover a grease fire, the renter would have to consult his/her policy.

Where can one find insurance for home contents?

Most homeowners insurance policies cover the contents of your home. If you are a renter you will need to purchase renters insurance. Your landlords insurance only covers the structure and not the contents inside. When you are looking for contents coverage it is best to stick with the major insurance brands such as Allstate, State Farm, or Farmers.

Is property insurance required on a rented house in Arkansas?

The owner of the property is required to have property insurance if the property is mortgaged or used as collateral in other transactions. This insurance covers the structure, its replacement, accidents or damage that occur on or as a result of the property and so forth. It does not cover the contents of the home that belongs to the renter. The occupant is responsible for renter's insurance, which, depending on the nature of the policy, covers different things. There is no requirement that a renter have renter's insurance. You should, however, make sure the property owner has coverage.

Does a cosigner for a contract on an apartment share in the liability and if so can one cover the cosigner's liability with tenants insurance?

Yes the co signer is responsible for the entire terms and requirement on the lease just like the primary renter is. NO renters insurance cover the contents of the apartment and in case you cause a flood to the unit below and items of that nature. There is no insurance for the co signer

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