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You should check with your insurance agent. Different companies/policies may have different stipulations.

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โˆ™ 2009-01-15 17:52:40
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Q: Does renter insurance cover your gun?
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Does homeowners insurance cover a renter?

No. That's what renters insurance is for.

Do renters insurance cover broken windows?

In general, no. Renter's insurance covers the property of the renter, not the property of the landlord.

Does an owners liability insurance cover damages to contents of renters property if the homeowner is negligent?

No, a homeowners insurance policy does not provide coverage for the property of a tenant. That's what "Renters Insurance" is for.If the renter chose not to purchase a renter insurance policy, Then the renter was negligent to the extent that the renter chose not to purchase a renter insurance policy, perhaps with the mistaken belief that the owners policy would cover them.

Does Renters Insurance Cover Bed bugs?

No renter insurance covers bed!

Your renter started a fire and has renters insurance how much will it cover?

most renters policies only cover the personal property of the renter. The property owner typically carries insurance for the Hazard of Fire.

What will renters insurance cover?

Renter's Insurance covers anything that may happen to your property, and in some cases your neighbor's property, while you are renting. If the building should catch on fire, your renter's insurance will cover your belongings. If it was your fault in some way, it will cover your neighbor's belongings.

Does homeowners insurance cover renter's property if you rent the house?

No. They must purchase their own renter's insurance. The homeowners policy for a rental only covers the physical property.

Does renters insurance cover your rent if you lose your job?

Yes. there is renter's insurance that offers optional "Involuntary Unemployment" insurance coverage.

What is the difference in renter and landlord insurance?

The diiference between landlord & renters insurance is that landlord insurance is a policy that covers property owner from financial losses with their property.Renters insurance is policy that cover the renter from financial losses or personal items.

Is it a good idea to get renter's insurance when renting apartments?

Yes, you definitely need renter's insurance if you will be living in an apartment. In case of a fire or damage to the apartment, the building owners insurance will not cover your property. You need your own insurance for your things.

What would likely be cover in homeowner's insurance but not renter's insurance?

Anything that is owned by the homeowner would not be covered by renter's insurance. That would be the building, any appliances, the furnace, sinks, tubs, floors, walls, etc.

Do you cover Home Owner's and Renter's Insurance?

These are two separate types of insurance policies created for two separate situations.

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