In this state, the person who caused the accident is At Fault. If the person at fault has insurance then his insurance should fix the other car. Otherwise, in this state, the person at fault owes the money himself to fix the other car. The insurance company will not pay one cent to fix the other car.
Only if the insured car was at fault.
The vehicle is insured not the individual. You can pay for and obtain the insurance in the name of the owner with you listed as an insured operator.
Yes you need to pay the tax, and have your car insured.
Yes. Hopefully the car is insured, and the insurance money recieved will cover the loan of the car.
The insurance status of the victim's vehicle is irrelevant. The at-fault insurance company will pay for your damages whether your car is insured or not.
no
In most cases if you are fully insured then your insurance will pay for the uninsured driver's car. However if it is only a third party insurance then most likely you have no cover if it is your fault. However it depends on the insurance company and the policy that you signed.
A new car is not insured unless you insured it. You can insure a car before you pick it up, but if you don't it isn't insured.
They will only pay up to the limit on the policy.
No, simply because there is nothing to be insured any more, your car is gone.
Vehicles are insured not drivers. If you are qualified and authorized to operate an auto the insurance on it will pay for it and any damage done by it.
Your car is not insured unless you purchase insurance for it.