Check with your company to see how they cover you. Usually a company only covers you if your are driving one of their vehicles while you are working. When your are on your own personal time, let's say that you drive the car all the time and it is kept at your home, you will probably need your own insurance as well. Any other drivers that may drive the company car, even if that car is your only means of transportation, are not covered by company insurance. It is always best to check with your company, they may assume that you are insured on your own or may only carry a limited policy on their company vehicles considering how expensive auto insurance is in NJ. Whew!.
Categorically no. The insurance relates solely to driving on company business.
Although it depends on your insurance, the driver is covered if driving with your permission.
yes. it goes on your record and insurance companys look at you record from time to time
Only if your insurance policy includes driving in Ireland.
You have to list the drivers covered to drive your car on the policy. If not he is not covered.
When ever a driver is excluded on a policy, the insurance company will not pay out on any claims when that person is driving. Hes excluded, he has absolutely no coverage with your insurance. If he has his own policy with a different company, he will be covered. So in general when a driver is excluded, their is no insurance coverage. Its like he was driving without insurance.
You should immediately report the accident both to your own insurance company and to the vehicle owner's insurance company. Depending upon which state you are in, either one or both insurance companies is responsible.
There are many auto insurance providers on the market today. They are all competing and trying to up one another with savings,prices and good driving rewards. Progressive and Geico would be two companys to try.
Yes you are covered on a family members car insurance if you are driving a vehicle owned and insured by them.....
You would call the insurance company of the person's car that you are driving. The insurance follows the car and not the insured.
Someone driving your car with your permission is usually covered by your insurance. There may be some special circumstances which can negate that, so it's hard to say specifically for your case. If your insurance company is resisting, you may need help from your agent or an attorney.
As long as you have a license. The insurance follows the vehicle, not the driver.