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Usually not. Your kid, while still in school, will probably consider your home his primary residence. Generally, insurance companies do, too.

In your case, in particular, being in the same state makes it highly unlikely that your carrier will base your rates on two separate residences.

The above answer is incorrect, the majority of insurance companies will rate the Kid at the address of the school if in the same State as the parents. It is'nt based on where the kid thinks his primary residence is. If the kid is going to be going to school -out of state- then the insurance company will use the parents address as the rating address

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โˆ™ 2010-09-23 17:37:23
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Q: Does the insurance company have to change the principle place of garaging vehicle if college student wants to take a car to the dorm at a school in the same state?
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Do I have to change my garaging address if I take my car to college?

Are you in a different state? Wouldn't hurt to advise your agent or the policy services dept of your insurance company.

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Two people in separate households can have the same insurance policy. Usually, you can give the insurance company separate garaging addresses.

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Yes, but you need to tell your insurance company. Some policies will not cover an accident if they find out the garaging address is different than what is listed on the policy.

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Yes, unless the 19 year old is still drives the car a majority of the time. The insurance company would need to know the new garaging address for premium purposes.

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