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Usually not. Your kid, while still in school, will probably consider your home his primary residence. Generally, insurance companies do, too.

In your case, in particular, being in the same state makes it highly unlikely that your carrier will base your rates on two separate residences.

The above answer is incorrect, the majority of insurance companies will rate the Kid at the address of the school if in the same State as the parents. It is'nt based on where the kid thinks his primary residence is. If the kid is going to be going to school -out of state- then the insurance company will use the parents address as the rating address

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โˆ™ 2010-09-23 17:37:23
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Q: Does the insurance company have to change the principle place of garaging vehicle if college student wants to take a car to the dorm at a school in the same state?
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Related Questions

Do I have to change my garaging address if I take my car to college?

Are you in a different state? Wouldn't hurt to advise your agent or the policy services dept of your insurance company.

Can two people have the same Car insurance policy but live in different household?

Two people in separate households can have the same insurance policy. Usually, you can give the insurance company separate garaging addresses.

Can you list a PO Box as address on car insurance card?

PO Box would be your mailing address and the insurance company really cares about the garaging address of the vehicle so it may be difficult.

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You can become a business insurance agent by studying insurance in college or business in college. In addition, you can become a business insurance agent by applying for an insurance company.

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That would not be done by an insurance company. The power of attorney expires on the death of the principle.

Can my licensed married daughterdrive my insured car while living elsewhere with her husband?

Yes, but you need to tell your insurance company. Some policies will not cover an accident if they find out the garaging address is different than what is listed on the policy.

Can a 19 year old driver be taken offparents car insurance policy if they live at a different address?

Yes, unless the 19 year old is still drives the car a majority of the time. The insurance company would need to know the new garaging address for premium purposes.

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The principle of indemnity is an insurance principle stating that an insured may not be compensated by the insurance company in an amount exceeding the insured's economic loss. "Financial compensation sufficient to place the Insured in the same financial position at the time of a loss, as he was enjoying immediately prior to the loss"

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A college degree is preferred but not mandatory to work for an insurance company. There are, however, licensing requirements which vary depending on where you live. You should look into your state's requirements for further licensing information.

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The insurance company hiring for the position will have their own particular requirements but in general you do not need a college degree per say. You need training for the specific type of insurance and to be certified.

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The Hartford is a financial company that provides many services. They provide auto insurance, homeowners insurance, assitance in college savings, annuties, and life insurance.

Can a parents leased car be driven by their child and housed at a different address other than the policy address?

You need to make sure the insurance company knows that the child is now the primary driver on that vehicle and you also have to give them the garaging address where the vehicle is normally kept. These are requirements under the policy. As long as you are honest with the insurance company you will find that an auto insurance policy is a very flexible contract. As a matter of full disclosure, I own and operate a small Independent Insurance Company in Central Georgia and have for the past 22 years. Prior to that I worked as an agent for a direct writer of insurance for 3 years.

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There is an insurance company called Federal Life Insurance Company.

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In my own opinion, the best insurance company for someone in college would have to be AllState. However, if I'm not mistaken, you would have to be on the policy with him as well.

Your boyfriend is dying of leukemia and he is planning on quitting college for sickness but you are worried cause you want him to have health insurance so how can he get insurance if he is sick now?

Check with the Insurance Company or College, there should be a conversion plan available. Also, see the links.

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Endsliegh is a very good company. They are very good at follow up if there is a claim. They are very good with college students. I am sure no company is perfect but this company comes highly recommended.

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New Jersey Automobile Insurance is the Insurance Company that has 999 Company Code.

Can a car be registered and insured in the owner's state when a family member uses the car in a different state?

You need to be very careful when doing something like this. If the person driving the car is a member of the immediate family and household like the owners son who is in college, the insurance company may be willing to accept the risk if they do business in the state where the son is located. You need to make certain that the garaging address for that vehicle is shown as the son's address as well and that the company knows the arrangement and agrees to the situation. The son or family member must also be listed as a driver on the policy. The rates will be based on the garaging address where the son is located. If the company is not aware of the situation and claim occurs they will most likely deny the claim due to "material misrepresentation" which basically means you lied to the company.

011 is the code of insurance company what is the name of insurance company?

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There are discount insurance rates available in Pennsylvania if you are a member of a state alumni organization. You can contact your insurance company and ask them about an alumni rate for your university or college. You may also be eligible for discounts if you have numerous policies with one insurance company, such as life, home and auto insurance.

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Your mom is a lame insurance company.

If I were relocating to another state and need to get a new license will I need to change the insurance to my name if all the cars are under my parents names?

Most likely you will. You need to notify your insurance company of the move immediately so that they can change the garaging address. Ask your agent about whether or not your company even does business in your new state. If you are an adult, you need your own insurance in your name. You vehicles should also be in your name. Whether or not your company does business in the new state or not, you need to get with an independent agent in the new state to check rates. One company may be competitive in one state but not in another.

If the father is primary and his college student child is cosigner who is responible for the insurance?

The answer will vary from state to state, loan to loan and insurance company to insurance company. However, in most jurisdictions the DRIVER is responsible for insurance, regardless of who owns/titles/leases the vehicle. If I understand your question, you are asking whether the principal on the loan or cosigner is responsible for insurance? Most insurance companies could give a rats donkey WHO carries insurance, so long as insurance meets the loans stipulations, but you would be best suited asking the insurance company.