Usually not. Your kid, while still in school, will probably consider your home his primary residence. Generally, insurance companies do, too.
In your case, in particular, being in the same state makes it highly unlikely that your carrier will base your rates on two separate residences.
The above answer is incorrect, the majority of insurance companies will rate the Kid at the address of the school if in the same State as the parents. It is'nt based on where the kid thinks his primary residence is. If the kid is going to be going to school -out of state- then the insurance company will use the parents address as the rating address
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