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Depends upon the state in which you reside, as well as the company. Check with your state's Department of Insurance. If you mean, "Will the parents' insurance go up once a teenage driver gets his/her learner's permit and begins driving," the answer is "yes." The parents insurance rates would reflect the increased risk of having a teenage driver on the policy. Short of excluding the teen driver on the policy and making him buy his own insurance, there are ways to lessen the increased rate. One is to enroll the teen in a driver's ed course (he'd need to attend and pass the course, naturally). Another is to avoid letting your teen drive sports cars or vehicles associated with roll-overs (ie, think of getting a "Honda Civic" type car). And, of course, a good record on the teen's part is helpful. If you look at some of the other questions on this general topic, you will see that with MOST insurance companies, you don't even have to add the child with the learner's permit to your policy, they are automatically insured. BUT YOU MUST DOUBLE CHECK WITH YOUR INSURANCE COMPANY. I got my learner's permit last year, and my parent's insurance HAS NOT GONE UP.

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โˆ™ 2015-07-15 20:54:49
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Q: Does the insurance go up if you get a learners permit?
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Related Questions

Does the insurance go up if you get a learners permit if you do not have a car or insurance in your name?

How can insurance go up if you don't have it? You have to have it first for it to go up.


How much will insurance go up if you have a learners permit in GA?

up to 423 dollars


If you get a learners permit will your parents insurance go up?

Yes, the premium will increase as you must be included as a driver in their policy. I disagree. It depends on the insurance company. Mine told me my rates will not go up when my son gets his permit, but they do want to be notified. Rates will go up when he becomes licensed.


What happens if you get a reckless driving ticket with a learners permit?

If a person with only a learners permit gets a reckless driving ticket, they will have to pay the ticket. Depending on the state they may be required to attend classes, and their insurance rates will go up.


Would the insurance increase if the driver has an accident with learners permit?

It is possible that the insurance rate would go up if a permitted driver has an accident. Usually, raising insurance rates is not an individual decision.


Does insurance go up when you get your license if you were in an accident with a permit?

Yes. In most cases, depending on your insurance company and state, your insurance will go up after an accident, especially if you have a learner's permit.


You got a ticket for driving a motorcyle after sunset ticket on a learners permit Will your insurance go up?

Most likely. Insurance companies will check your driver's license when you complete the required time on the learner's permit. If you take a chance on driving past the set time, you are showing the insurance company you will probably take other risks.


Does your car insurance go up if your teenager gets his driving permit?

Yes, the parents insurance does go up when you add your child even if it is only a learner's permit. If you have more questions, I would contact your insurance company.


Can you buy a car with learners permit from dealers in Maryland and get car insurance with learners permit?

No, you cannot legally drive a car even by yourself with a learners permit. A learners permit is just to show that some one is teaching you how to drive therefore you really aren't experienced driver yet. You must be 18 to have your own car insurance also. So therefore you *COULD NOT* buy a car from a dealer.Another View: There is nothing in the law that states that you must hold a valid drivers license in order to purchase a vehicle - and you do NOT need insurance in order to buy it. You only need to have it insured if the vehicle is being operated on the public roads.The question of whether you can buy insurance or not is up to the individual insurance company. If you pay them the premium I'm sure they'll be glad to insure the car.JUST REMEMBER - you CANNOT drive the vehicle legally if you are not fully licensed or in conformance with your learners permit.


If someone is living in your house and they get a drivers permit does your auto insurance go up?

Only if you go to your insurance provider and include them in your policy


How much does insurance go up if you get a learner's permit?

In the United States, insurance goes up about 13 percent once a child gets a learner's permit. However, it generally depends on your actual insurance company and their premium policies.


What will happen to you if you are 17 and have a learners permit and drive alone?

well in florida if u drive alone with a learners permit you will have ur drivers license suspended for up to six months...............so don't do it


If your parents have Metlife will their insurance go up if you get your learner's permit?

You will have to check with the insurance company. Because a person with a permit has to have a licensed driver in the car, some insurance companies will not charge anything. Others may, it depends on the company.


Where can I sign up online for an approved Florida learner permit?

A place to sign up online for an approved learners permit in Florida is on www.mylearnerspermit.com . Here you may find the information needed and sign up for an approved permit.


Does you auto insurance go up if someone with a drivers permit was driving your car and caused an accident while you were with them?

Boy does it ever. You should be sitting down when you get the letter from your insurance company. Sorry!


What is liable to happen if you get in a car accident with just your learner's permit?

It depends entirely on the circumstances. Penalties could range from nothing to having your permit time extended for several years, or having your permit rescinded. If you were at fault, you can depend on having your insurance go up.


What is the punishment in Massachusetts for driving with a learners permit but without a licensed person over the age of 21 in the car?

In Massachusetts, as in most states, it is a criminal offense to drive with a learners permit without a licensed driver over 21 in the vehicle. The penalty for doing so is a fine of up to $200 and your driving privileges will be revoked.


Are you allowed to drive to school by your self when you have your learners permit?

Probably not, although some states have what are known as "school permits" that allow you to do that. You better check for sure or you could lose your permit if you get picked up and are doing something illegal.


If your car is red does your car insurance go up?

no tour insurance won't go up because that red color doesn't make a difference to a blue car so no your insurance won't go up no tour insurance won't go up because that red color doesn't make a difference to a blue car so no your insurance won't go up


What are the consequences for getting in an accident without a licensed driver in the car when you just have a learners permit in California?

After your parents beat the crap out of you, you go to prison for a few years and get locked up with a big huge gay guy who falls in love with you.


What states can you drive in on a Illinois learners permit?

Sorry to say, but Illinois only. This is not true there are multiple states that you can drive in, not all, but you can look it up on another site.


Does someone with a learners permit in the State of Mississippi need a licensed driver with them when they drive?

Mississippi Learners PermitRULES HAVE CHANGED. If you are driving with a learner's permit in the State of Mississippi you will need a licensed driver with you. Age doesn't matter as long as it's a license , not a permit. Monday - Thursday teenagers curfew is at 11pm. Weekends it's 12am. You can only drive later at night past curfew if your with your family. Also, if you didn't know you now have to hold your permit for a year if you received it after August 20th 2009 unless you're about to be 17 , then you can get your intermediate licenses. You can hold a permit up to two years.


Will scratching a car make your insurance rates go up?

Rates go up when the insurance company has to pay a claim. They might not go up if the claim is small.


How does a rear end accident affect your car insurance?

It can up your insurance if you are in the fault. If not it shouldn't cause your insurance to go up.


If you get in a auto accident and your at fault but police report is never filed does insurance go up?

no, the insurance will not go up but will go down and because i am an insurance agent, i had this kind of problem and i had to pay less