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Answered 2011-01-30 04:26:17

The in force policy on the car covers all legal drivers however parents should inform the insurance co. of the new 16 year old driver it probably will raise your rate.

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Does auto insurance cover any driver of your car?

no, the driver has to be on your insurance or have there own insurance. if your driving and the persons with you then yes


If someone is driving your car and you do not have them on your insurance and they get into accident are you covered?

Although it depends on your insurance, the driver is covered if driving with your permission.


If I have full coverage insurance but the car I was driving only had liability insurance will my insurance pay for damages?

Yes I think so since you were the driver. The insurance covers the driver and not necessarily the car.


If you have an accident while driving another person's car will your insurance or the owner's pay the claim?

Auto Insurance follows the car not the driver. My son's girlfriend was driving his car when they where in an accident and his insurance was responsible.


How can you find cheap car insurance for a new driver?

One can find cheap car insurance for a new driver is get a family or relative to register you as the third driver especially someone who has many years of driving experience. This way you can avoid paying expensive driving insurance.


Do driving schools have student driver car insurance?

If the driving school is reputable, they will have student driver insurance. You should contact schools you are interested in and ask them whether or not this is the case.


Does having a license automatically insure you as a driver?

No,, You have to buy the auto insurance for your car or you have to make sure the owner of the car you are driving has the required insurance and that it will cover you as a driver as well.


Will your car get towed if caught driving without insurance?

In most cases, a car will not get towed just for driving without insurance. The officer will usually ticket the driver instead.


What happens if you are driving a friends car who has insurance are you covered?

As long as you have a license. The insurance follows the vehicle, not the driver.



Can you get car insurance on your car without a drivers license?

Yes, insurance is designed to protect the car as well as a driver. If you are not driving it at all, then the insurance premium should be lower.


Will AARP cover a minor accident if someone else was driving your car?

ANY driver with permission to drive that car by the owner is covered under that car's insurance policy. Insurance goes with the car...not the driver.


Where can you get disabled driver car insurance?

All insurance companies will cover a disabled driver if they are able to pass the driving tests. Try progressive.com for multiple quotes.


My friend was driving my car and got a DWI when she asked what insurance it would affect the officer said it would affect the car owner's insurance and not hers' the driver's Is this true?

No. Driving records follow the driver, not the car. Unless your friend is listed as a driver on your insurance then your insurance company is never going to find out about this/isn't even concerned with this.


Can I insure my daughter who is not living with me but is driving my car?

Not only can, but you should. The Insurance policy does not follow the driver, it follows the car.


What documents a car driver should always have?

Driving licence, car documents(Registration details) and insurance papers.


Do you insure the car or the person?

You insure a car for a person or persons, so that in the event of a accident with that car, insurance can be claimed only if a named driver on the insurance was driving at that time.



Do you need a car to get insurance?

It doesn't make sense to keep auto insurance without a car anyway! If you do get hurt in an accident where the other driver is at fault, their insurance will pay for the damages. However if you plan on driving someone else's car, make sure you are added on their car insurance policy as a secondary driver.


You are an insured driver but you were driving and uninsured car and was hit by an uninsured driver so who pays for the damage to the car you were driving?

Who owns the uninsured car? It will depend on your state, but if you were driving a car you own but did not insure you may have to pay for the repairs yourself - and in some states, if you have no insurance on the car you're driving, you may get to repair the other guy's car too even if it was his fault. If it was his fault, some states will require him or his insurance if he has it, to fix your car.


What rates do ING car insurance provide?

The rates offered by ING car insurance, like all other car insurance companies, will vary based on the age of the driver, type of vehicle, how old the vehicle is, as well as past driving history of the driver.


Should I buy car insurance before I start my driving test if I am a student driver in Florida?

If the car is not currently insured, then you need to get insurance on the car that you will be driving. You can purchase liability only if you are looking to go the cheaper route.


If the owner gave permission to a licensed driver is the licensed driver still responsible to pay for an accident?

It is my understanding that the car owner's insurance pays for the person who was hit. The driver's insurance is responsible for the car he/she was driving.


If your boyfriend got into an accident with your car without an active drivers license but with an active car insurance what will happen?

I am not positive but I would guess that (saying your BF is at fault)1) Your insurance will not cover your car since it was driven by someone without a liceance2) Your BF's insurance is not valid since he does not have a drivers liceance (even though it is active)3) You will be personally responsible for the damages to your car and your BF will be responseable to any damages he has cause during the accident.


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