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There is not such an action as "filing a summons", perhaps what is meant is filed a judgment. Creditors have for the most part lengthy time limits in which to execute a judgment once it has been entered against the debtor. A creditor can simply "hold" the judgment until such time they decide that enforcing it is a viable option. For example a debtor who was previously unemployed begins working, the it might be possible for the judgment to be executed as a wage garnishment.

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Q: Does the statute of limitations on unsecured debt still apply if a creditor filed a summons for a lawsuit but never pursued it?
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Related questions

Can a debt collector call 7 years later and ask you to pay 9000 on a repossessed car?

Yes, or 20 years later, there is no time limit on when a debt can be pursued for collection. There is however, a statute of limitations on when a creditor can file a lawsuit to recover monies owed.


Is there a time limit that a third party collector has to collect a debt?

There are not time limits in which the collection of a debt can be pursued. All states do have statutes of limitation which designate the time in which a creditor has to file a lawsuit to collect monies owed.


How long can a fine be pursued?

There is no statute of limitations on fines


For how long can an unsecured debt be pursued?

until the company writes the debt off or the person owiing the debt dies


In Arkansas how long can a debtor continue to collect on an old debt?

There are no time limits for how long debt collection can be pursued. Every US state does have a statute of limitations that designates the length of time a creditor has to file a lawsuit against the debtor. The SOL will differ depending upon the state in which the debtor lives or the debt was made and the type of debt.


Can a credit card company take a car that is in your name if you owe them?

States have exemption laws to be used by a debtor to protect specified amounts and types of personal and real property from creditor attachment. If the exemption for a vehicle does not protect it, theoretically a creditor who receives a judgment in a lawsuit could execute the judgment as forced sale of the vehicle. The act of a creditor (other than the lien holder) to seize and sell a vehicle very rarely occurs. The process is too complicated, time consuming and hardly ever cost worthy. Once a creditor seizes real property it becomes their "problem". They must take care of all other liens or judgments against the property, arrange for sale, pay all contributing costs and so forth. This is one of the reasons a forced sale of any property belonging to a debtor is seldom pursued for UNSECURED debts.


How long can you be sued for contract debts?

It depends what country you are in and the laws relating to debts. In South Africa if your creditor has not pursued you for 2 years a debt becomes "proscribed" and you cannot be pursued any further.


Can a collection agency sue for under 300 dollars in Tennessee?

Yes, there is no minimum or maximum amount of debt required for a lawsuit to be pursued.


Should you pay off a debt that is already listed on your credit report as charged off?

A debt being designated as a "charge off" does not mean the debt is not valid and collectible. Collection of the debt will still be pursued either through an agency contracted by the original creditor or a third party purchaser. The creditor/collector has the option of filing a lawsuit against the debtor to recover monies owed as well as using common collection practices such as telephone and written correspondence.


What can you do if a credit card issuer is planning to sue for an account that was never charged off or reported to the credit bureaus?

Any creditor/lender may file a lawsuit against a defaulted account at any time. The account need not be designated a charge off nor be reported to credit bureaus before litigation can be pursued. The best choice is for the debtor to seek advice from an attorney who is qualified in creditor and debtor issues (bankruptcy attorney). Most attorneys offer a free or minimal fee consultation to discuss the options. If the debtor chooses not to seek legal advice, he or she should research the laws of their state to discover what personal and real property can be exempted from creditor attachment.


Can an existing state civil lawsuit in Florida be persued in state court by the defendant after they file for bankruptcy under federal chapter 11?

C-11 is uncommon for an individual and is normally only Corporate. But in any BK, a lawsuit or claim against anyone can and really must be pursued diligently. The contingent asset is a benefit for the creditors.


Will bankruptcy prevent wage garnishment?

Depending on what the date is that the bankruptcy was filed would depend on if you can be garnished... not to mention there is an entire process that has to be done before a garnishment can be implemented. First the creditor would have to prove deliquency on bill ( which isn't hard) Secondly said account must be within the state statute of limitations ( varies state to state ) Lastly the creditor would have to have a judgment implemented on the debtor before a writ of garnishment can be implemented. ( Note if the said debt was opened during the course of the Bk then it can also be pursued stat permitting. If the debt was incurred prior to filing BK then no you could not be garnished in any way