Does travel insurance cover natural disasters?
Travel insurance does include some certain natural disasters. One natural disaster that is covered by travel insurance is severe weather. This type of insurance also includes delays due to weather.
Minimum insurance for cars is 'third party' insurance, for housing it's 'contents'. Third party insurance for vehicles does not cover damage to the owner's vehicle, only fire, theft and damage caused to other vehicles in an accident. Contents insurance for housing insurance, only covers damage to the internal furnishings against natural disasters (flood for example) It does not cover the cost of repairing the building itself.