The vehicle doesn't need insurance in order for an MOT certificate to be issued, but you do need insurance in order to drive the vehicle to the test centre.
if you don't have an up to date MOT then your insurance is null and void. if your car is stolen then you are only covered if you have fully comp insurance!
It's illegal to drive (or keep a motor vehicle) on UK roads without valid tax, MOT and insurance, so bring the car back on a flat bed truck or similar and store it off road.
Yes. Using or keeping it on a public highway without a current and valid MOT certificate could invalidate your insurance.
No MOT, providing the vehicle is not dangerous to drive, is NOT a reason for the Police to have a car towed away. A car can be towed away, for no insurance, being driven by an uninsured person, or even reasonable suspicion of being driven with no insurance. No driving license or no tax are also a valid reason to have a car towed away. According to Surrey Police, if they tow your car away by mistake, providing the officer was not negligent, do not have to refund you the costs of recovering your vehicle.
Yeah? If Your Insured To Drive It n Have A License
The only benefit to an MOT certificate is to be able to tax your car or prevent a fine if you are required to produce your documents by the police. It does not invalidate your insurance or devalue your car. For example in the event of an accident and your car was written off (this usually being the only time an insurance company will request sight of the MOT certificate and incidentally they know if you have a valid certificate or not just by checking online with VOSA) the insurance company can only devalue your car if it can be proven that you have deliberately avoided to MOT the car due to the excessive expense of doing so, i.e. you know it will cost more than the car is worth so you did not bother. This is difficult for the Insurance company to prove. In the abscence of them being able to prove this all they can deduct is the cost of an MOT and this is generally a standard fee of £60. It is important to remember that an MOT certificate is only fully valid on the day it is issued. Anything can go wrong with it the moment it is driven from the testing station.
In the UK you currently need a valid certificate of insurance, an MOT if your car is more than 3 years old, Form V11 sent to the registered keeper by the DVLA and the means to pay the tax. If you respond to the V11 on line, the insurance and MOT will be automatically checked.
No, but you can book an MOT test for it and you are then legally entitled to drive it to the MOT testing station, provided that you are insured. Once it has been tested you can then legally drive it home from the MOT testing station, providing it has not been deemed to be "unsafe to drive."
No! - As I understand it, the vehicle must have a valid MOT certificate if it is to be kept on a public highway. Also it may invalidate any insurance cover the vehicle may have.
In UK mot required annually after car is 3 yrs old
You insurance will be invalidated and you could be prosectuted for driving without insurance or MOT. Needless to say you would have to pay for any damages at the least.
If you have not settled with the insurance company you will have to take it back. If the insurance has paid out it is their car.