Only if they are a joint title holder of the vehicle.
turning over the title is NOT the only way to record a lien on your car. IF the lender did it correctly, YES, it can be repoed.
Ask the person on the title to repossess the car. You may have legal liabilities until the car title is properly transferred.Another PerspectiveA person can't sign over the Certificate of Title if it's not in their own name. That would be fraud and forgery. The person on the Certificate of Title must sign it over to the person in possession. If that is not possible then the title cannot be transferred legally and the person who is in possession of the car will not be able to register it or sell it. You'll just have to forget about it. Ownership of that vehicle is in the twilight zone until it is transferred properly.
A borrower should not have a title in their possession that they have borrowed money against. This belongs with the lender. Should the borrower sell the car, they would be libel.
Both have equal right to possession unless and until some over riding legal action takes place. EG: The dealer or other owner removes his/her name. The courts order the title to be assigned to one or the other person and so on.
If you are on the title (pink slip) and the title holder will not release the title to you, either your ex needs to sign off or there is still money owed on the vehicle.
If the seller or person who wants to give you the car doesn't have the title they don't own the car legally, cannot transfer title to you and you won't be able to register it as the new owner. The person in possession of the vehicle must request a new certificate from the state department of motor vehicles by whatever procedure is used in your jurisdiction. You should not take possession of the vehicle until a new certificate of title is obtained by the person in possession and then signed over to you.
An "interruption" generally refers to a situation in which the true owner takes possession for a time before the adverse possessor's title ripened. Such an event would require the adverse possessor to start the clock all over again.
It depends upon the wording of the title. If the names on the title are separated by the word "or" then each person owns the vehicle separately and may take whatever action without the consent of the other owner. If the names on the title are separated by the word "and" then any action concerning the vehicle, sale, possession, etc. must be agreed upon by both parties. Although the law generally assumes that the person who is in possession of the vehicle can remain so unless a court rules otherwise. Disputes over jointly owned vehicles by unmarried persons almost always ends up in litigation if the injured party wishes to recover the vehicle or financial damages incurred because of the situation.