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It is always best to inform your insurance company.

If you are not At Fault they can (if you have the right coverage) help negotiate with the other company, prevent the other insured from making fraudulent claims against you.

ANDMost insurance companies require a report regardless and can cancel your policy if you don't.
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Q: Does your insurance co need to be notified if you Did not cause the mva Accident occured in NJ?
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