Time to break out the policy and have a look. Most the time they will not give you enough to pay off your current loan. Even though your car is no longer salvageable, you still are responsible to pay for the remainder of your loan.
No, GAP Insurance covers the difference between the market value of the vehicle the insurance company pays you after a total loss and what you owe to the financial institution.
The cost of insurance for a show car is actually based on the total value of that particular car. You always have the option to purchase additional insurance with any insurance company.
You need to check your policy but most cover the cost of the exam although it differs from company to company. If you are uncertain, call the company or ask the receptionist at the doctor's office to check. Most companies do not cover the full price of glasses, but some percentage of the total.
Professional indemnity insurance protects you and your company against instances like a client holding you liable for advice causing them financial loss.&Professional indemnity insurance rates range from 0.5% of your total cover to 1%.
sum at risk means the total risk or insurance cover borne by policyholder.
This is the amount paid by the insurance company to the doctor. It is the negotiated rate less the amount that you paid in the form of a copay, a coinsurance, or a deductible.
no
You are required by law to have liabilty coverage, but not collision coverage. If you did not have collision coverage then you are not due any compensation by your insurance company. If you did have collision insurance and the insurance company will not pay, then you may be able to sue the insurance company, but you cannot sue the state.
In the event of a insured total loss, the insurance compnay, not you, has the rights to the parts. This is called salvage rights.
Yes if the amount your insurance company paid did not cover the amount you still owed on the car. You are still responsible for the difference.
No. That would still be your responsibility.
call and ask your agent!