Commercial insurance is insurance for a business and other commercial ventures. It is an important investment, especially in protecting a business from possible loss caused by unfortunate and unexpected circumstances.
Commercial insurance is insurance for a business and other commercial ventures. It is an important investment, especially in protecting a business from possible loss caused by unfortunate and unexpected circumstances.
There is no answer to your question. Each company develops it's own risk rating systems. A contractors payroll is often one of many components used to develop the rate for a commercial policy.
Comprehensive coverage is covers the interests of the named insured. A third party insurance policy will not cover you. It only covers the interests of that named third party insured.
Whatever the terms of the insuring contract requires. In most commercial insuring contracts the Insure has the right to audit if they so choose. You can refuse to comply but they can then legally cancel your policy or even deny to pay a claim if one is in process if the insured fails to meet his or her obligations. IF you feel the insure wants too much information, then your only option is to find… Read More
All State Departments of Insurance have divisions that handle the licensing, regulation, and the enforcement of continuing education requirements of agents. If your employee, or you, received a written notice of denial of the application, it will have the address and other identifying information on it; there may also be a specific person assigned to his or her licensure application. You or the employee, should, therefore, address a letter to that person (or to the… Read More
Any brick and mortar store is required to have certain kinds of insurance to protect them and their customers against harm. This is a place of business - even churches have liability insurance policies.
Easy, You just insure them all under the name of the LLC Trust. Any Agent of your choice should be able to help you with this.
Its the actual date you started your (any)employment
Policy numbers are not proprietary to any insurance company so you can't really tell which company a certain prefix is from. For example several companies use PA as a prefix because it represents "Personal Auto" or some use the state the polis in as the starting prefix. CCAP sound like a commercial policy, but you can't be sure of anything with policy numbers.
Opening an independent insurance agency is a way to build a business with residual income sources, It very lucrative business. It is possible to open an independent agency with one agent or broker serving all clients. Regulations to open independent insurance agency do vary from state to state. For opening insurance agency you need to follow few steps and regulations 1st of all determine what type insurance of your agency will offer. Most of companies… Read More
It's called "Risk Sharing" often referred to as a type of risk management vehicle.
Yes, it could happen if you fail to meet the obligation of your corporate entity. So long as you follow all the rules then your personal assets should remain protected.
You are to cleverly use the platform to market life insurance products. First of all, you are to highlight your bio-data viz., how long you are associated with life insurance business, name of your insurance company, your stature and so on. At the second stage, the products of various age groups that your insurance co. are having should be properly shown. When number of prospects have grown, do make personal contacts over phone or visits… Read More
A proposer puts something forth for consideration, discussion, or adoption. An insurer is a person or company that underwrites insurance risk. They are the party that pays the compensation in an insurance contract.
A proposer puts something forth for consideration, discussion, or adoption. An underwriter is a financial professional who evaluates the risks of issuing insurance to a certain person. They use the information to set premium pricing for insurance companies. An underwriter may also be a person or firm engaged in the insurance business, a person or firm that guarantees the purchase of a full issue of stocks or bonds, or the sponsor of a television show… Read More
I have commercial general liability in the amount of one millin and one million. I never had to show a driver's license. Why would you have to show a drivers licence when obtaining commercial general liability? (unless you wanted commercial general liability on a vehile, I declined to cover a vehicle). Yes you can, the GL policy covers anthing you may do incorrectly while working, it does not cover you while driving any vehicle.
Commercial auto policies provide better and more comprehensive coverage for vehicles that are used at least partly for business. Some companies will also offer personal use on he commercial policy so you don't have to maintain separate coerage for a mixed use automobiles. (keep personal if you have other non work vehicles on it!). Business auto insruance isn't much more expensive than personal auto so don't hesitate to make the switch if you have vehicles… Read More
Building insurance policies can be obtained from a business insurance broker to help you cover loss of rents, the building value, and liability at the premesis. There are lots of carriers who will write this insurance but a few California specific carriers have the best rates. ParentiInsurance.com can be visited and is a California broker who writes a significant amount of building and property insurance. You could also find a more local broker via google… Read More
If a company receives dividends from another company it is entitled to a deduction of 70 percent of the dividends that it receives. However, if the receiving company owns 20 percent or more then the deduction is 80 percent.
Contact an agent and get some quotes and advise, they will be able to provide you with all the information regarding what risks you should protect yourself from.
release, discharge, relinquishment, relinquishing
Warehouses need: Liability Property (For building, warehouse equipment, racking, office equipment, and inventory) Work comp (If there are any employees) Commercial auto (For vehicles used for business purposes And can also consider Employment Practices Liability Insurance Crime Insurance (Protects against employee theft) Employee benefits Excess insurance to increase limits of other policies Business Income Insurance (Written with property insurance) Your insurance broker can actually spend an hour or so understanding your business then suggesting policies… Read More
It is the minimum amount an insurer will charge if you decide to cancel your policy shortly after it is issued. Let's say your annual premium is $1000. You just bought the insurance and a week later you decide you don't want it. Your policy shows a minimum earned amount of $250. Even though you have only had the insurance for a week the insurance company is still going to keep $250 because that is… Read More
General liability covers Public and Producs Liability, therefore by having General Liability cover, public liability is covered also.
The parent company is Nationwide Mutual Insurance, an Ohio domiciled mutual insurance co.
It really depends on the context. It could be referring to the property that is insured, or if you are referring to property damage insurance (coverage actually) that is coverage for the damage you cause to the property of others. If you could explain in what context I could be of more assistance possibly.
Title Geek Answer Your best bet is to consult your lease agreement. Most leases specify that the tenant (you) are responsible for business insurance coverage, not just for personal property, but also for liability. In most cases, you are going to be the party paying for the loss. You'd have to prove gross neglience on the landlord that resulted in your loss in order to recover damages from the landlord. (ie: the landlord left the… Read More
While I have rarely heard it called "credit risk insurance", that is an accurate descriptive name for what is normally called "business credit insurance" or just credit insurance. The term "business credit insurance" differentiates it from consumer credit insurance (credit life, credit health, etc). So, what is it? Business credit insurance is a type of property and casualty insurance that is purchased by businesses that sell to other businesses on open credit terms. The insurance… Read More
I would recommend contacting an insurance agent in your area. I will assume that you have office space somewhere;You will need property (for the contents of your shop)and liability insurance (should someone get hurt at your establishment). Be advised that you will probably pay more for insurance than most businesses because insurance companies are wary of providing liability insurance for sub tanning operations. Hope this helps!
If road debris flies up and hits your car, 'Comprehensive' Insurance coverage will pay all but any deductible up to the limits of coverage purchased for the car.
* The occurrence policy is designed to cover occurrences that take place during the policy period. * The claims made policy is designed to cover claims that are reported during the policy period. * The manifestation occurrence policy is designed to cover occurrences that first manifest during the policy period. The occurrence policy has been around for centuries, but faced challenges in the 1900's due to enormous claims arising out of occurrences that were ongoing… Read More
It varies, you'll have to check with insurance companies. Start with the one you use for your home and car, it may be cheaper.
Concrete is not combustible, although different types will be damamged by varying amounts of heat. If the temperature is high enough.
This is typically not provided as the project has not commenced. However, based upon soft costs a percentage completion can be tallied based upon overall costs in proportion to soft costs only. In order to verify percentage completion from accounting to verify actual hard costs complete you can utilize the y=sin2 (90-x) method. Basically utilizing a grid spreadsheet based upon number of months in a construction schedule with each block evenly distributed for percentage complete… Read More
Business Liability Insurance costs vary from State to State. Your costs will depend on what type of business your in and the size of your business and a number of other factors. Contact a local independent insurance agent for a quote. If in NJ contact William J Zester, VP - MPPI, Inc. firstname.lastname@example.org
Earn your Bachelor of Science in Accountancy prepare yourself for a career in the fields of accountancy, taxation, and business services. Founded in 1974, LIU Post's School of ... If you have completed fewer than 24 credits, you must also submit high school transcripts and SAT/ACT scores.
Business Liability Insurance is typically sold as "General Liability" insurance to businesses in order to provide coverage for the day to day operations of the business. Depending upon the kind of business it is, there are different categories of liability insurance for businesses. For instance if a business manufactures, then Product Liability Insurance is necessary to cover claims against the business arising from the use of their products. If the business is a service business… Read More
The structure is covered but the contents of the restaurant are not. For instance, your ovens, sinks, dishes fixtures, tables,etc would not be covered. You must have liability insurance for the CONTENTS of the restaurant. I don't know everything about insurance, but I do know that liability insurance won't replace your furnishings. You will need the commercial equivalent of the comprehensive part of Homeowners Insurance.
The amount of coverage may vary from state to state. Commonly, a million dollar liability policy is needed. In most states, a construction company must be registered with the state and is granted a license. During the registration, you must show that you are covered by an insurance policy. There are some up-sides to this additional cost. Such as this million dollar policy can also be used for other items; like qualifying for "In-transit" plates… Read More
Answer Yes it would be illegal. Slavery and Indentured Servitude were outlawed long ago. This does not mean however that there might not be consequences for breach of contract so long as it is a legal contract.
Some employers ask if you are bonded because some jobs require individuals to be bonded to work for them. A bond is a form of protection that covers losses for business caused from fraudulent acts.
Although a "general" contractor may be licensed he may NOT know how to do everything and should hire someone that has the knowledge in that particular area to actually do the job.
You will need to contact an agent(s) for a quote, there is no way to answer this, too many variable exsist. That is true - you would need to contact someone who provides this coverage. It is not always easy to place as most carriers do not want to touch vacant property. If you would be interested in an estimate you can contact me at email@example.com. I would just need to know the vaule of… Read More
right now I have just 'finished or ended' my workmans comp, so in answer to your question the best i can: in my case, I had to see an 'agreed medical examiner' (AME), at which time he will either recommend more time off, surgerey or occupational rehab. (in some cases all three). when those things are complete, you will be asked again to see the ame, and he will declare you 'permanent and stationary' which… Read More
Answer 1, Fire Liability It depends on whose fault it was. If the tenant started the fire via a cigarette, stove burner, candle left lit, or any other cause by the tenant, then the tenant is liable for all damages. If the fire is caused by the structural failure (i.e. electrical problem, gas leak) then the landlord is responsible for the damages. However, the landlord is not responsible for belongings that were inside. Renters insurance… Read More
Yes, you must sign the truth in lending document. It has all the info about your loan,broken down, so that you are aware with nothing hidden to surprise you later. It is scary with the amount you will have paid over the term of the loan, but it is nessary for you to sign, not that you agree, but you have been notified.
what criteria is used to assess risk before accepting to give insurance coverage?
Contact the Dept of Labor for this answer.
Don't know if it is required you could check with the dept. of insurance, but most certainly would be a good idea whether required or not.
Contractual - Based on terms of a contract. Contract - an agreement (usually signed) between one or more parties. Liablity (in the case) - how much a party is responsible for due to damage or non-performance Limitation - limit of something. Two parties enter into a contract for something. Within that contract there is specified a limit to the liablity of either party should the contract not be fullfilled or damage is caused by failure… Read More
Yes, you can. Our company performs just such an audit and we are only paid if we obtain a refund. Our site is www.USA-Audit.com.
This would be general liability but you may be suprised how expensive it ends up. Used tools can result in bodily injury to the user, in which they could come back and sue you saying you sold the tool and it was unsafe. I don't think this is going to be a cheap insurance policy, probably $2,500 minimum per year no matter how big the company is.
Either your policy was valid or it wasn't. If your company has no grace period and you paid your renewal premium after your accident you may very well not have coverage. This is why it is a good idea to make sure your payments are a few days early. Most policies start and expire at 1 minute after midnight on a given date. If "needed to be renewed" means you had received a renewal notice… Read More
Why not add it to your vehicle coverage that will be pulling it? I write a lot of estimates for damaged trailers, and it can vary from state to state, definitely check with your car ins. agent and also with your homeowners ins. agent as it changes. ie; your car insurance may not cover it if a tree falls on it. Or if you are a contractor and your trailer is damaged or broken into… Read More
Licensing & Bonding Delivery Service Quite often, the terms bonded and insured are very misunderstood. Both involve coverage in case of loss or exposure to risk. Bonding usually refers to a type of surety guarantee that a specific project, service or act will be financially covered if performance is not complete or satisfactory. Insurance on the other hand usually refers to a specific amount of financial coverage for risk to a tangible item, such as… Read More
Answer This is best answered by a lawyer in the country where the whiplash occurred. If the whiplash was suffered in the UK a link to a website where this question is specifically answered is shown in related links.
There are some really affordable policies for artisan contractors. I have programs for both in-home and business with a physical location outside the home. If you are only doing design, some company will not write the business, but if for the most part the company does lawn maintenance and landscape design, you would need to call any licensed agent in your state. Consider coverage for your equipment and vehicles as well.
Horse Farm Insurance Horse farm insurance is written as commercial farm insurance. The policy will contain liability coverage for the farm and you can also purchase crop and livestock insurance to protect your interest in your animals or crops. An insurance broker who handles farming risk can help you get insurance quotes for your risk. Answer It depends on whether or not your home is located on the property. Most of the time it would… Read More
Contractual liability is defined as liability that does not arise by way of negligence, but by assumption under contract or agreement. Although it is frequently misunderstood, this type of liability is critical in the insurance and risk management industries. It is common in business agreements (written or oral), for one party to assume the liability of another. This is sometimes referred to as a hold harmless agreement. The full extent to which one holds another… Read More
Condos and apartments in California are high risk construction projects and the construction defect statute of limitations of work like this done in California is 10 years. We frequently see on site liability claims and construction defect claims for this type of work in California. New condos or apartments require a WRAP insurance policy in order to be covered, remodel work can be covered by a normal construction liability policy. Make sure you get certs… Read More
You should insure against non owned and hired auto's even if the business does not own its own vehicles
license......a business permit issued by a city or county government. The term bonded or insured is basically the same thing. Bonded usually applies if someone handles money or other valuables.
I'm looking for liability insurance for a flag football league concession stand
It has to do with any error or omission that may occur during the operations of your business. For example if you don't end up shredding sensitive documents for some reason and someone's identy is stolen as a result this would be an error that you could be sued for.
Insurance industry in Kenya is faced by several challenges that make their operation in the Kenyan market not so easy. These challenges are dependent on the people, the status of the market, laws governing insurance in Kenya and the lack of proper information about insurance. The Kenyan people don't have enough trust in the insurance business majorly due to the number of non-paid claims that lie about within the market. Many claims have not been… Read More
A $25,000 surety bond would be about $2,500 (10%) or less, depending on the business and/or your negotiating skills. It can widely range so do some shopping and investigative work before you buy a surety bond.
The terms overhead and profit are used together by a business in reference to their profit and expenses. Insurance companies pay overhead and profit on property insurance claims.
Philadelphia Insurance Companies Contact: Mike Bibeau firstname.lastname@example.org
Whether or not a husband and wife can work in the same department ... or in the same company ... depends on that company's policy. There's nothing specifically illegal about it, but businesses are free to set their own policies regarding the matter.
You ask the owner of the property
You just ask the company.
Well it depends on a few different things. The first is what type of busienss you want to insure, where it is located, what limits do you need, and what are the sales/payroll/square footage of your business. Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more! State Insurance Department websites: http://www.naic.org/state_web_map.htm
Contractual liability insurance that covers liability transferred in a wide variety of business contracts.
There are many; however most are variations on "Commander in Chief".
The Lessors Risk only coverage provides Liability and Property (Building) coverage to protect your interest as the owner of the building while leasing it to another party.
Thanksgiving, by law, is celebrated on the 4th Thursday of November each year.
"Accident year loss ratio" is a term insurance companies use as an abbreviation for "the total amount of money lost to claims divided by the amount of premiums earned in a given calendar year."
The partner with unlimited liability is generally the initial person who started the partnership and owns the majority of the company. Unlimited liability means if the company fails, files for bankruptcy and you owe debts; then your personal assets can be seized such as your home, car, contents of your bank accounts to pay off the debts. The other partner(s) are only liable for their investment in the company.
•Being strategic, understand customer's needs •Good product knowledge, passionate about business/industry/company •Honesty and integrity •Friendly, good networker •Persuasive
Illinois Casualty Company has specialized in insurance for the food and beverage industry for over 50 years. They insure bars, restaurants, package liquor stores, banquet facilities and will write "special event" (one-time) policies, as well. http://www.ilcasco.com/contact/agent_directory.php?depth=0 to find an Agent. Illinois Casualty Company has specialized in insurance for the food and beverage industry for over 50 years. They insure bars, restaurants, package liquor stores, banquet facilities and will write "special event" (one-time) policies, as well… Read More
This is a complicated question, and will require a fair amount of investigation. In order to hold the mall liable, you will have to show that the mall knew of the pickpockets and failed to take "reasonable measures" to keep you safe. Despite these measures, crime may still happen, for which the mall would not be responsible. I would consult a personal injury lawyer in your area (see the yellow pages for a "free consultation")… Read More
This is a web with links to an example of a bank privatization [http://www.slvadvisors.com/News.htm]
Predetermined overhead rate = Est. total Manuf. Overhead Cost / Est. total amt of allocation base In this case, allocation base would be direct labor (as opposed to machine labor). Hope this helps
a lobster added>> lol, i think the person meant who was the old lady, but that is a priceless answer to broken english!
Yes he is now on TNA he probably wont come back to WWE sadly
Half of an American billion is 500,000,000 (500 million). Half of a British billion is 500,000,000,000 (500 thousand million).
Many years ago some money had a gold content. Unlikely now in common currency. Although some gold could be made into coin like shapes (but with a specific weight) as a store of wealth. The value of such would fluctuate according to the prioce of gold.
If you are going to be licensed in the state and by local government they you will be required to carry minimum liability insurance and a surety bond. If you are only going to work for individuals with residential house then if you are not insured then you just take the risk of getting sued in the event something goes wrong. However, if you are looking for commercial jobs most of those customers are going… Read More
A bonded courier gives the assurance that, should a package get lost or stolen, its replacement cost is covered. For example, if a company sends a computer via a bonded courier and the delivery is stolen, the bonded courier service is able to reimburse the company for the loss of its computer.
You should be looking for general liability and errors and ommission insurance.
His greatest accomplishment was setting up Microsoft.
look in a book, NOT on the computer
Over one thousand billion US$ (if you sell potato chips)
The rates change every day. Use this currency converter to calculate it.
Receiving or subjected to an action
International marketing-which envolves operating across a number of of foreign country. where the marketing activities of an organisation include activities, interest or operation in more than one coutry, where there actually good and services can be sold . Domestic marketing - which involves the company manipulatating the series of controllable variables such as price, advertising and dsitribution and product in large uncontrolable external environment that is made up of different ecoonomic structures, competitors, cultural values… Read More
evaluate the adequacy of statutory capital and surplus
you are a bell end if you want to know this