No,? What? Sue your friend? Sue who.? Sue the driver? Which friend do you want to Sue. The driver was At Fault, The owner was likely negligent for letting an unlicensed driver drive his vehicle. but not fully at fault. Likely in a court it would be considered joint liability aka contributory negligence on more than one party. Are you Serious, Sue your friends.? Accidents happen. Sueing your friends sounds like greed to the extreme. What were you doing in the car anyway. this sounds like a big mess. and it sounds like everybody in the vehicle likely contributed to the accident. Unfortunately we live in a society that puts the needs and desires of the one before the good of the whole and seeks to blame anybody but ourselves whenever something goes wrong. Sue the Owners parents for not teaching him not to loan his car out. Sue the driver for not having a license. Sue the other driver for not having insurance, Sue the state police for allowing the vehicle to drive on a public road. Sue God for not setting out specific guidelines on who to blame for our misfortunes.
Fault is determined by the facts, not whether a person is insured or not.
Yes, this is because as you stated, the insured driver was at fault. The at fault driver is responsible regardless of the insured status of the person they hit. A good rule of thunb is this,, If they had insurance would I be responsible If the answer is Yes, then the answer is still Yes
for the driver - there will no coverage. For the passenger the same as well. It is your responsibility as a passenger, to be sure that the vehicle you are driving in is INSURED, always.
If youare properly insured and licensed to drive, and you have your friends permission then yes, you can drive their car.
Both the Driver and the Owner are liable for the damages. The driver, whether licensed or not is the primarily liable party. The insured passenger owner is secondarily liable for damages by the unlicensed driver he permitted to operate his vehicle.
Whomever is insured and owns the car is ultimately responsible for damage caused by passengers. So if the insured is the driver, then your answer is yes.
The driver or owner will be responsible for the passenger's injuries. The passenger's PIP or medical insurance MAY pay the expenses if the responsible party is not insured, but will sue to recover the expenses.
The company files claim in which you got insured your car, and after a deep verification it reimbursed your compensation.
No, if the other person is driving the uninsured vehicle, then that person is still covered by their own policy. But, if you AND the vehicle are uninsured, then it doesn't matter who's in the passenger seat.
this is tricky, dependant on the state laws...you are driving an uninsured vehicle, you have insurance on another vehicle of your own, you get into an accident that is your fault...the owner of the vehicle is a passenger in the car and is injured...your policy should step in and cover this uninsured vehicle (assuming you have collision coverage on your policy) you chose to drive, (doesn't matter you didn't know it was uninsured) and if your neglience resulted in this passengers injuries your policy will likely pay for their injury subject to any exclusion in the policy.....sorry.....
Yes here the car insurance firm can refuse your insurance claim as the car is registered in your friends name and not yours.
I think. if ur under 18.