Yes, If the accident was your fault, then it is your fault. Whether or not they have insurance has nothing to do with who's at fault, or who actually caused the accident.
The insurance company is the one that determines fault so if you deny it, they can still rule against you.
They or their insurance company needs to pay for damage and medical bills in the accident. If they don't have insurance, they can still be sued for the accident by the victims insurance company.
If you have collision coverage on your vehicle you can collect from your insurance company for the damages. You will not have to pay the deductible if you were determined by the insurance company to not be at fault for the accident. They then go after the other insurance company to get the money they paid you back. If you do not carry collision coverage then you need to file with other insurance company, they will then decide who was at fault for the accident if their party was at fault they then pay you for the damages to your vehicle.
Florida's no fault car insurance pertains to medical payments. The insurance states that the insurance company will pay for your bodily injury claims regardless of who was at fault for the accident. Damage done to property (i.e. the car) would still be covered by the at fault party. The Florida no fault car insurance is a benefit because one does not have to worry about not having their medical needs covered because the accident was the fault of the other party and they do not have sufficient insurance.
If the police came out and made a report of it then it will be on your driving record. It will be a not-at-fault accident but it will still be on your driving record. If the police did not come out but your insurance knows about it then it will be on your CLUE report and be a not-at-fault accident.
No, if you were negligent, and 'at fault' you still are, however, if they leave the scene doesn't sound like you will have to fix their vehicle, but you could still have a 'chargeable' accident on your policy.
Yes. If it's a company car and is insured through your employer, the employer's insurance company would pay out the claim. The accident would still show up on your record though.
You get a ticket and your insurance goes up. You can not drive without a license and if you cost the insurance company money they raise your premiums especially if you get a ticket
If you were insured at the time of the accident, your insurance should pay up to the amount stated on your policy. It does not matter if you still have the insurance now. It is important that you had it on the daye of the accident.
Yes you can. You may still receive a citation for not having insurance, however, the legal liability for the accident does not rest with you so the adverse party's insurance carrier will owe for your damages and/or injuries.
No it cannot. A no fault policy from Florida would still be valid in another state like Pennslyvania but if there was an accident there it would convert to at fault and you would be charged accordingly
your still in trouble since you dont have a License,if you have a mean judge,
NO. the accident happened while he had his fathers car insurance. If he switches insurance he still uses the insurance he had when he got into his accident. However, your health insurance with pick up the difference.
I had a minor at fault accident with a company vehicle. I provided my current car ins co with a letter from my old car ins co stating that they did not pay a claim on this accident. My new ins company accepted it and ignored the accident. You can do as above although it is best to tell insurance about all incidnets just in case other wise any undisclosed information could invalidate claims
No, if you have the right coverage (collision) your company will still pay for your car.
It really depends what state you live in. Although if you have full coverage on your vehicle you should report through your company and your company will go after the other insurance company to get their money back. If you have no collision coverage for your vehicle then you will need to file with the other insurance company and they will decide who was at fault for the accident, if their insured is at fault they will repair your vehicle
The license status of the other driver has no bearing on your liability. If you were at fault you are still responsible for any damages and injuries. Just report it to your insurance company as you would any other accident.
The at fault party is still liable to pay the damages. Added: Both parties will probably be cited for driving without insurance as well.
You will be cited for driving without insurance and the other driver being at fault, him and his insurance are still liable for damages.
If the other driver is at fault and has insurance, their insurance should still pay the claim. However, you may still face significant legal penalties for driving without insurance. Your drivers license may be suspended and your car may be impounded, and the cost of insurance when you get it (which you have to, in order to get your drivers license or your car back) will be much higher than it would have been if you had purchased it before the accident. You should probably consult a qualified attorney for advice on how to minimize the cost.
Yes it does. The cancellation of an insurance policy is not retroactive.
No. But in most states you are still required to have liability insurance to cover the costs of any damages you may cause to others if you are at fault in an accident.
I assume you are Canadian. I am as well, and I am a Broker. First of all, it's dependant upon if the accident was at fault, so rates may not change. If you are at fault, no matter if you are dropped thereafter, there will still be a price hike. If it's not at fault, generally the rate should stay the same. Rates may double in the case of at fault, dependant on company. Being a G2 driver already means premiums will increase the parents' policy. If you are in an at fault accident, this will further raise the cost. If you were not at fault, the premiums should NOT increase.